{"id":980,"date":"2026-06-06T13:51:03","date_gmt":"2026-06-06T06:51:03","guid":{"rendered":"https:\/\/blog.datacore.vn\/?p=980"},"modified":"2026-06-06T23:47:31","modified_gmt":"2026-06-06T16:47:31","slug":"sap-nhap-xa-phuong-2025","status":"publish","type":"post","link":"https:\/\/blog.datacore.vn\/vi\/sap-nhap-xa-phuong-2025\/","title":{"rendered":"S\u00e1p nh\u1eadp x\u00e3 ph\u01b0\u1eddng 2025 \u0111\u00e3 \u00e2m th\u1ea7m l\u00e0m l\u1ec7ch b\u1ea3ng \u0111\u1ecba ch\u1ec9 kh\u00e1ch h\u00e0ng ng\u00e2n h\u00e0ng, v\u00e0 pattern d\u1ecdn d\u1eb9p \u0111ang ch\u1ea1y \u0111\u01b0\u1ee3c"},"content":{"rendered":"<h2 class=\"wp-block-heading\">V\u00ec sao s\u00e1p nh\u1eadp x\u00e3 ph\u01b0\u1eddng \u00e2m th\u1ea7m l\u00e0m l\u1ec7ch d\u1eef li\u1ec7u ng\u00e2n h\u00e0ng<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Khi ngh\u1ecb \u0111\u1ecbnh s\u00e1p nh\u1eadp \u0111\u01a1n v\u1ecb h\u00e0nh ch\u00ednh 2025 c\u00f3 hi\u1ec7u l\u1ef1c, b\u1ea3ng \u0111\u1ecba ch\u1ec9 kh\u00e1ch h\u00e0ng \u1edf ph\u1ea7n l\u1edbn ng\u00e2n h\u00e0ng v\u1eabn cu\u1ed9n t\u1edbi m\u00e0 ch\u01b0a \u0111\u01b0\u1ee3c \u00e1nh x\u1ea1 l\u1ea1i. Ba th\u00e1ng sau, c\u00e1c \u0111\u1ee3t r\u00e0 so\u00e1t KYC b\u1eaft \u0111\u1ea7u b\u00e1o l\u1ec7ch khi \u0111\u1ed1i chi\u1ebfu v\u1edbi danh m\u1ee5c \u0111\u01a1n v\u1ecb h\u00e0nh ch\u00ednh m\u1edbi. L\u1eddi gi\u1ea3i cho \u0111\u1ee3t s\u00e1p nh\u1eadp kh\u00f4ng ph\u1ea3i vi\u1ebft l\u1ea1i. \u0110\u00f3 l\u00e0 m\u1ed9t l\u1ea7n backfill, k\u00e8m chu k\u1ef3 \u0111\u1ed3ng b\u1ed9 delta, v\u1edbi \u0111i\u1ec1u ki\u1ec7n l\u1edbp h\u1ea1 t\u1ea7ng d\u1eef li\u1ec7u b\u00ean d\u01b0\u1edbi h\u1ed7 tr\u1ee3 truy v\u1ea5n theo d\u00f2ng th\u1eddi gian (point-in-time, truy v\u1ea5n theo th\u1eddi \u0111i\u1ec3m).<\/p>\n\n\n\n\n\n<h2 class=\"wp-block-heading\">D\u1eef li\u1ec7u s\u00e1p nh\u1eadp<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">H\u1ec7 th\u1ed1ng \u0111\u01a1n v\u1ecb h\u00e0nh ch\u00ednh Vi\u1ec7t Nam sau \u0111\u1ee3t s\u00e1p nh\u1eadp 2025 c\u00f2n <strong>11.162 x\u00e3\/ph\u01b0\u1eddng<\/strong> tr\u00ean <strong>705 qu\u1eadn\/huy\u1ec7n v\u00e0 63 t\u1ec9nh\/th\u00e0nh<\/strong> (DataCore Cadastral Services, s\u1ed1 li\u1ec7u \u0111\u1ecba gi\u1edbi 07\/2025). B\u1ed9 d\u1eef li\u1ec7u Cadastral c\u1ee7a DataCore bao ph\u1ee7 \u0111\u1ecba gi\u1edbi t\u1eeb 2005 \u0111\u1ebfn nay v\u00e0 c\u1eadp nh\u1eadt h\u00e0ng ng\u00e0y theo v\u0103n b\u1ea3n ch\u00ednh th\u1ee9c (trang d\u1ecbch v\u1ee5 DataCore, 2026).<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Hai s\u1ed1 li\u1ec7u m\u00e0 data team ng\u00e2n h\u00e0ng c\u1ea7n \u0111\u1ec3 \u00fd khi x\u1eed l\u00fd d\u1eef li\u1ec7u s\u00e1p nh\u1eadp:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u0110\u1ed9 s\u00e2u tick data.<\/strong> DataCore l\u01b0u tr\u1eef d\u1eef li\u1ec7u HOSE\/HNX\/UPCOM t\u1eeb 2005, n\u1ec1n t\u1ea3ng v\u1eadn h\u00e0nh 8+ n\u0103m, ph\u1ee7 ~1.648 doanh nghi\u1ec7p ni\u00eam y\u1ebft HOSE \u1edf ph\u1ea7n fundamentals (DataCore factsheet, 2026). C\u00f9ng k\u1ef7 lu\u1eadt point-in-time \u00e1p d\u1ee5ng cho d\u1eef li\u1ec7u th\u1ecb tr\u01b0\u1eddng l\u00e0 \u0111i\u1ec1u d\u1eef li\u1ec7u \u0111\u1ecba gi\u1edbi h\u00e0nh ch\u00ednh c\u1ea7n.<\/li>\n\n\n<li><strong>Ph\u1ea1m vi audit.<\/strong> Th\u00f4ng t\u01b0 41\/2016\/TT-NHNN quy \u0111\u1ecbnh b\u00e1o c\u00e1o t\u1ef7 l\u1ec7 an to\u00e0n v\u1ed1n y\u00eau c\u1ea7u x\u00e1c l\u1eadp \u0111\u1ecba ch\u1ec9 kh\u00e1ch h\u00e0ng t\u1ea1i th\u1eddi \u0111i\u1ec3m ph\u00e1t sinh, kh\u00f4ng ph\u1ea3i th\u1eddi \u0111i\u1ec3m hi\u1ec7n t\u1ea1i. Thanh tra h\u1ecfi c\u00e2u h\u1ecfi v\u1ec1 th\u1eddi \u0111i\u1ec3m; l\u1edbp d\u1eef li\u1ec7u ho\u1eb7c tr\u1ea3 l\u1eddi \u0111\u01b0\u1ee3c, ho\u1eb7c kh\u00f4ng.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">N\u0103m b\u01b0\u1edbc d\u1ecdn d\u1eb9p sau s\u00e1p nh\u1eadp<\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>L\u1eadp b\u1ea3n \u0111\u1ed3 tr\u01b0\u1eddng \u0111\u1ecba ch\u1ec9.<\/strong> M\u1ecdi b\u1ea3ng c\u00f3 l\u01b0u \u0111\u1ecba ch\u1ec9 kh\u00e1ch h\u00e0ng (KYC core, h\u1ec7 th\u1ed1ng quy\u1ebft \u0111\u1ecbnh t\u00edn d\u1ee5ng, ph\u00e2n t\u00edch m\u1ea1ng l\u01b0\u1edbi chi nh\u00e1nh, AML watchlist) \u0111\u1ec1u c\u1ea7n \u0111\u01b0\u1ee3c li\u1ec7t k\u00ea. M\u1ed7i b\u1ea3ng th\u00e0nh m\u1ed9t \u0111\u00edch cho backfill.<\/li>\n\n\n<li><strong>Th\u00eam c\u1ed9t <code>commune_id<\/code> v\u00e0 <code>effective_date<\/code>.<\/strong> Kh\u00f4ng vi\u1ebft \u0111\u00e8 chu\u1ed7i \u0111\u1ecba ch\u1ec9 g\u1ed1c. Th\u00eam c\u1ea5u tr\u00fac b\u00ean c\u1ea1nh.<\/li>\n\n\n<li><strong>Backfill d\u1ef1a tr\u00ean b\u1ed9 d\u1eef li\u1ec7u \u0111\u1ecba gi\u1edbi theo d\u00f2ng th\u1eddi gian.<\/strong> V\u1edbi t\u1eebng record l\u1ecbch s\u1eed, h\u1ecfi: &quot;\u0111\u1ecba ch\u1ec9 n\u00e0y \u1edf ph\u01b0\u1eddng n\u00e0o, v\u00e0o ng\u00e0y b\u1ea3n ghi \u0111\u01b0\u1ee3c t\u1ea1o?&quot;, kh\u00f4ng ph\u1ea3i &quot;\u0111\u1ecba ch\u1ec9 n\u00e0y \u1edf ph\u01b0\u1eddng n\u00e0o h\u00f4m nay?&quot;.<\/li>\n\n\n<li><strong>\u0110\u1eb7t chu k\u1ef3 \u0111\u1ed3ng b\u1ed9 delta h\u00e0ng qu\u00fd.<\/strong> Thay \u0111\u1ed5i \u0111\u1ecba gi\u1edbi kh\u00f4ng d\u1eebng \u1edf \u0111\u1ee3t s\u00e1p nh\u1eadp 2025. Diff th\u00e1ng so v\u1edbi b\u1ed9 d\u1eef li\u1ec7u chu\u1ea9n v\u00e0 \u00e1p delta m\u00e0 kh\u00f4ng \u0111\u1ee5ng chu\u1ed7i \u0111\u1ecba ch\u1ec9 g\u1ed1c.<\/li>\n\n\n<li><strong>Ghi audit trail.<\/strong> L\u01b0u hash c\u1ee7a phi\u00ean b\u1ea3n b\u1ed9 d\u1eef li\u1ec7u \u0111\u1ecba gi\u1edbi \u0111\u00e3 d\u00f9ng cho m\u1ed7i \u0111\u1ee3t backfill. Khi thanh tra h\u1ecfi &quot;ph\u01b0\u1eddng X t\u1ea1i 2017&quot;, h\u1ec7 th\u1ed1ng truy ng\u01b0\u1ee3c \u0111\u01b0\u1ee3c v\u00e0 ngu\u1ed3n c\u00f3 th\u1ec3 ch\u1ee9ng minh.<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\">T\u00ecnh hu\u1ed1ng Vi\u1ec7t Nam (m\u00f4 ph\u1ecfng)<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">M\u1ed9t ng\u00e2n h\u00e0ng c\u1ee1 v\u1eeba v\u1edbi v\u00e0i tri\u1ec7u h\u1ed3 s\u01a1 KYC ch\u1ea1y \u0111\u1ed1i chi\u1ebfu sau s\u00e1p nh\u1eadp cu\u1ed1i 2025. L\u01b0\u1ee3t \u0111\u1ea7u ti\u00ean g\u1eafn flag m\u1ed9t ph\u1ea7n \u0111\u00e1ng k\u1ec3 b\u1ea3n ghi l\u00e0 &quot;ph\u01b0\u1eddng kh\u00f4ng t\u1ed3n t\u1ea1i&quot;, v\u00ec chu\u1ed7i \u0111\u1ecba ch\u1ec9 ch\u00ednh x\u00e1c cho th\u1eddi \u0111i\u1ec3m ph\u00e1t sinh, nh\u01b0ng kh\u00f4ng kh\u1edbp danh m\u1ee5c \u0111\u01a1n v\u1ecb h\u00e0nh ch\u00ednh sau s\u00e1p nh\u1eadp.<\/p>\n<p>Pattern team \u00e1p d\u1ee5ng \u0111\u00fang n\u0103m b\u01b0\u1edbc n\u00f3i tr\u00ean. Hai l\u1ee3i \u00edch k\u00e9o theo ngo\u00e0i compliance: k\u1ebf ho\u1ea1ch v\u00f9ng chi nh\u00e1nh \u0111\u01b0\u1ee3c d\u1ef1ng l\u1ea1i theo m\u00e3 \u0111\u01a1n v\u1ecb h\u00e0nh ch\u00ednh hi\u1ec7n h\u00e0nh; b\u1ea3ng quy t\u1eafc t\u00edn d\u1ee5ng \u0111\u01b0\u1ee3c versioned theo effective-date, \u0111\u1ec3 h\u1ee3p \u0111\u1ed3ng n\u0103m 2017 \u0111\u01b0\u1ee3c \u0111\u00e1nh gi\u00e1 l\u1ea1i v\u1edbi \u0111\u1ecba gi\u1edbi 2017 trong audit replay. (T\u00ecnh hu\u1ed1ng mang t\u00ednh minh ho\u1ea1; chi ti\u1ebft \u0111\u01b0\u1ee3c \u1ea9n danh.)<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">DataCore ph\u00f9 h\u1ee3p \u1edf \u0111\u00e2u trong b\u00e0i to\u00e1n s\u00e1p nh\u1eadp<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">DataCore Cadastral Services cung c\u1ea5p l\u1edbp d\u1eef li\u1ec7u \u0111\u1ecba gi\u1edbi h\u00e0nh ch\u00ednh d\u1ea1ng API c\u00f3 h\u1ed7 tr\u1ee3 truy v\u1ea5n theo d\u00f2ng th\u1eddi gian (<code>as_of_date<\/code>), polygon GeoJSON, v\u00e0 export Excel. B\u1ea3ng gi\u00e1: Starter $19\/th\u00e1ng, Dev $99, Pro $499, Enterprise theo nhu c\u1ea7u, Academic VND 3 tri\u1ec7u\/th\u00e1ng cho ch\u01b0\u01a1ng tr\u00ecnh COR3, Scholars v\u00e0 \u0111\u1ed1i t\u00e1c gi\u1ea3ng vi\u00ean (trang gi\u00e1 DataCore, 2026). B\u1ea3n d\u00f9ng th\u1eed mi\u1ec5n ph\u00ed cho ph\u00e9p t\u1edbi 10 truy v\u1ea5n\/ng\u00e0y.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">B\u1eaft \u0111\u1ea7u v\u1edbi vi\u1ec7c backfill sau s\u00e1p nh\u1eadp x\u00e3 ph\u01b0\u1eddng<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">L\u1ea5y b\u1ed9 d\u1eef li\u1ec7u \u0111\u1ecba gi\u1edbi cho khu v\u1ef1c m\u00e0 b\u1ea3ng KYC c\u1ee7a anh ch\u1ecb ph\u1ee7, ch\u1ea1y backfill tr\u00ean 1.000 b\u1ea3n ghi m\u1eabu tr\u01b0\u1edbc, \u0111o t\u1ef7 l\u1ec7 l\u1ec7ch tr\u01b0\u1edbc khi m\u1edf r\u1ed9ng. Th\u1eed <a href=\"https:\/\/datacore.vn\/en\/services\/cadastral-trial\" target=\"_blank\" rel=\"noopener\">b\u1ea3n d\u00f9ng th\u1eed Cadastral<\/a>. T\u1ed5ng quan n\u1ec1n t\u1ea3ng t\u1ea1i <a href=\"https:\/\/datacore.vn\/en\/services\" target=\"_blank\" rel=\"noopener\">trang d\u1ecbch v\u1ee5 DataCore<\/a>. Case study tri\u1ec3n khai v\u00e0 ghi ch\u00fa h\u00e0ng tu\u1ea7n t\u1ea1i <a href=\"https:\/\/blog.datacore.vn\/vi\/news\/\">DataCore News<\/a>.<\/p>\n\n\n\n\n<h2 class=\"wp-block-heading\">S\u00e1p nh\u1eadp x\u00e3 ph\u01b0\u1eddng th\u1ef1c s\u1ef1 \u0111\u00e3 thay \u0111\u1ed5i \u0111i\u1ec1u g\u00ec<\/h2>\n<p>Vi\u1ec7c s\u00e1p nh\u1eadp x\u00e3 ph\u01b0\u1eddng n\u0103m 2025 \u0111\u00e3 v\u1ebd l\u1ea1i b\u1ea3n \u0111\u1ed3 h\u00e0nh ch\u00ednh Vi\u1ec7t Nam, g\u1ed9p h\u00e0ng ngh\u00ecn x\u00e3 v\u00e0 ph\u01b0\u1eddng th\u00e0nh m\u1ed9t t\u1eadp h\u1ee3p nh\u1ecf h\u01a1n, \u0111\u01b0\u1ee3c \u0111\u1ed5i t\u00ean. V\u1edbi ng\u01b0\u1eddi d\u00e2n, thay \u0111\u1ed5i n\u00e0y ph\u1ea7n l\u1edbn ch\u1ec9 mang t\u00ednh h\u00ecnh th\u1ee9c, nh\u01b0ng v\u1edbi b\u1ea5t k\u1ef3 h\u1ec7 th\u1ed1ng n\u00e0o l\u01b0u \u0111\u1ecba ch\u1ec9 d\u01b0\u1edbi d\u1ea1ng v\u0103n b\u1ea3n, \u0111\u00f3 l\u00e0 m\u1ed9t s\u1ef1 \u0111\u1ee9t g\u00e3y \u00e2m th\u1ea7m.<\/p>\n<p>M\u1ed9t b\u1ea3n ghi t\u1ea1o theo c\u00f4ng b\u00e1o c\u0169 v\u1eabn \u0111\u1ecdc nh\u01b0 h\u1ee3p l\u1ec7, nh\u01b0ng nay l\u1ea1i tr\u1ecf t\u1edbi m\u1ed9t x\u00e3 kh\u00f4ng c\u00f2n t\u1ed3n t\u1ea1i d\u01b0\u1edbi t\u00ean \u0111\u00f3. Nh\u00e2n con s\u1ed1 \u1ea5y v\u1edbi h\u00e0ng tri\u1ec7u d\u00f2ng kh\u00e1ch h\u00e0ng, s\u00e1p nh\u1eadp x\u00e3 ph\u01b0\u1eddng tr\u1edf th\u00e0nh m\u1ed9t v\u1ea5n \u0111\u1ec1 to\u00e0n v\u1eb9n d\u1eef li\u1ec7u \u1ea9n ngay tr\u01b0\u1edbc m\u1eaft.<\/p>\n<p>Quan tr\u1ecdng l\u00e0 s\u00e1p nh\u1eadp x\u00e3 ph\u01b0\u1eddng kh\u00f4ng l\u00e0m \u0111\u1ecba ch\u1ec9 l\u1ecbch s\u1eed tr\u1edf n\u00ean sai. Kh\u00e1ch h\u00e0ng th\u1ef1c s\u1ef1 \u0111\u00e3 s\u1ed1ng \u1edf x\u00e3 c\u0169 \u0111\u00f3 v\u00e0o ng\u00e0y b\u1ea3n ghi \u0111\u01b0\u1ee3c t\u1ea1o. Sai l\u1ea7m c\u00e1c \u0111\u1ed9i hay m\u1eafc l\u00e0 coi vi\u1ec7c s\u00e1p nh\u1eadp nh\u01b0 m\u1ed9t thao t\u00e1c t\u00ecm-v\u00e0-thay, ghi \u0111\u00e8 gi\u00e1 tr\u1ecb c\u0169 b\u1eb1ng gi\u00e1 tr\u1ecb m\u1edbi. \u0110i\u1ec1u \u0111\u00f3 ph\u00e1 h\u1ee7y ch\u00ednh ph\u1ea7n l\u1ecbch s\u1eed m\u00e0 c\u01a1 quan qu\u1ea3n l\u00fd s\u1ebd y\u00eau c\u1ea7u b\u1ea1n t\u00e1i l\u1eadp v\u1ec1 sau.<\/p>\n\n<h2>V\u00ec sao b\u1ea3ng \u0111\u1ecba ch\u1ec9 kh\u00e1ch h\u00e0ng b\u1ecb l\u1ec7ch<\/h2>\n<p>Ph\u1ea7n l\u1edbn h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng l\u01b0u \u0111\u1ecba ch\u1ec9 d\u01b0\u1edbi d\u1ea1ng chu\u1ed7i v\u0103n b\u1ea3n t\u1ef1 do k\u00e8m, may l\u1eafm, m\u1ed9t m\u00e3 gi\u1ea3 \u0111\u1ecbnh b\u1ea3n \u0111\u1ed3 h\u00e0nh ch\u00ednh kh\u00f4ng bao gi\u1edd \u0111\u1ed5i. Khi s\u00e1p nh\u1eadp x\u00e3 ph\u01b0\u1eddng thay \u0111\u1ed5i b\u1ea3n \u0111\u1ed3 \u0111\u00f3, c\u00e1c m\u00e3 \u00e2m th\u1ea7m tr\u1edf n\u00ean l\u1ed7i th\u1eddi. Vi\u1ec7c \u0111\u1ed1i so\u00e1t KYC kh\u1edbp \u0111\u1ecba ch\u1ec9 \u0111\u00e3 l\u01b0u v\u1edbi c\u00f4ng b\u00e1o hi\u1ec7n h\u00e0nh b\u1eaft \u0111\u1ea7u b\u00e1o l\u1ec7ch, d\u00f9 \u0111\u00f3 ho\u00e0n to\u00e0n kh\u00f4ng ph\u1ea3i l\u1ed7i, ch\u00fang ch\u1ec9 l\u00e0 c\u00e1c b\u1ea3n ghi m\u00f4 t\u1ea3 m\u1ed9t th\u1ebf gi\u1edbi \u0111\u00e3 \u0111\u01b0\u1ee3c \u0111\u1ed5i t\u00ean.<\/p>\n<p>V\u1ea5n \u0111\u1ec1 s\u00e2u h\u01a1n l\u00e0 s\u00e1p nh\u1eadp x\u00e3 ph\u01b0\u1eddng \u0111\u00e3 ph\u01a1i b\u00e0y m\u1ed9t chi\u1ec1u b\u1ecb thi\u1ebfu: th\u1eddi gian. M\u1ed9t \u0111\u1ecba ch\u1ec9 ch\u1ec9 c\u00f3 \u00fd ngh\u0129a t\u00ednh theo m\u1ed9t ng\u00e0y c\u1ee5 th\u1ec3. Kh\u00f4ng c\u00f3 c\u1ed9t ng\u00e0y hi\u1ec7u l\u1ef1c, h\u1ec7 th\u1ed1ng kh\u00f4ng th\u1ec3 ph\u00e2n bi\u1ec7t gi\u1eefa \"\u0111\u1ecba ch\u1ec9 n\u00e0y sai\" v\u00e0 \"\u0111\u1ecba ch\u1ec9 n\u00e0y \u0111\u00fang v\u00e0o l\u00fac \u0111\u00f3 v\u00e0 b\u1ea3n \u0111\u1ed3 \u0111\u00e3 \u0111\u1ed5i\". S\u1ef1 m\u01a1 h\u1ed3 \u1ea5y bi\u1ebfn m\u1ed9t c\u1ea3i c\u00e1ch h\u00e0nh ch\u00ednh th\u01b0\u1eddng l\u1ec7 th\u00e0nh nhi\u1ec1u tu\u1ea7n \u0111\u1ed1i so\u00e1t th\u1ee7 c\u00f4ng.<\/p>\n<h2>Nguy\u00ean t\u1eafc point-in-time \u0111\u1eb1ng sau vi\u1ec7c d\u1ecdn d\u1eb9p sau s\u00e1p nh\u1eadp x\u00e3 ph\u01b0\u1eddng<\/h2>\n<p>M\u1eabu thi\u1ebft k\u1ebf s\u1ed1ng s\u00f3t qua s\u00e1p nh\u1eadp x\u00e3 ph\u01b0\u1eddng l\u00e0 ph\u00e2n gi\u1ea3i theo th\u1eddi \u0111i\u1ec3m (point-in-time). Thay v\u00ec h\u1ecfi \"\u0111\u1ecba ch\u1ec9 n\u00e0y thu\u1ed9c x\u00e3 n\u00e0o h\u00f4m nay?\", h\u1ec7 th\u1ed1ng h\u1ecfi \"\u0111\u1ecba ch\u1ec9 n\u00e0y thu\u1ed9c x\u00e3 n\u00e0o v\u00e0o ng\u00e0y b\u1ea3n ghi \u0111\u01b0\u1ee3c t\u1ea1o?\". Tr\u1ea3 l\u1eddi \u0111\u01b0\u1ee3c \u0111i\u1ec1u \u0111\u00f3 \u0111\u00f2i h\u1ecfi m\u1ed9t b\u1ed9 d\u1eef li\u1ec7u ranh gi\u1edbi t\u1ef1 th\u00e2n mang l\u1ecbch s\u1eed, bi\u1ebft b\u1ea3n \u0111\u1ed3 h\u00e0nh ch\u00ednh nh\u01b0 n\u00f3 t\u1eebng t\u1ed3n t\u1ea1i v\u00e0o b\u1ea5t k\u1ef3 ng\u00e0y n\u00e0o trong qu\u00e1 kh\u1ee9, kh\u00f4ng ch\u1ec9 h\u00f4m nay.<\/p>\n<p>C\u00f3 n\u1ec1n t\u1ea3ng \u0111\u00f3, vi\u1ec7c d\u1ecdn d\u1eb9p sau s\u00e1p nh\u1eadp x\u00e3 ph\u01b0\u1eddng tr\u1edf n\u00ean c\u01a1 h\u1ecdc. Th\u00eam c\u1ed9t commune_id v\u00e0 effective_date b\u00ean c\u1ea1nh chu\u1ed7i g\u1ed1c, kh\u00f4ng bao gi\u1edd ghi \u0111\u00e8. Ph\u00e2n gi\u1ea3i t\u1eebng b\u1ea3n ghi l\u1ecbch s\u1eed d\u1ef1a tr\u00ean b\u1ed9 d\u1eef li\u1ec7u ranh gi\u1edbi theo \u0111\u00fang ng\u00e0y c\u1ee7a n\u00f3. K\u1ebft qu\u1ea3 l\u00e0 m\u1ed9t b\u1ea3ng tr\u1ea3 l\u1eddi \u0111\u00fang c\u1ea3 hai c\u00e2u h\u1ecfi: kh\u00e1ch h\u00e0ng \u1edf \u0111\u00e2u h\u00f4m nay, v\u00e0 h\u1ecd \u1edf \u0111\u00e2u khi quan h\u1ec7 b\u1eaft \u0111\u1ea7u.<\/p>\n\n<h2>R\u1ee7i ro khi b\u1ecf qua vi\u1ec7c backfill sau s\u00e1p nh\u1eadp x\u00e3 ph\u01b0\u1eddng<\/h2>\n<p>B\u1ecf qua vi\u1ec7c backfill sau s\u00e1p nh\u1eadp x\u00e3 ph\u01b0\u1eddng kh\u00f4ng l\u00e0m v\u1ea5n \u0111\u1ec1 bi\u1ebfn m\u1ea5t; n\u00f3 d\u1eddi v\u1ea5n \u0111\u1ec1 t\u1edbi th\u1eddi \u0111i\u1ec3m t\u1ec7 nh\u1ea5t. Th\u00f4ng t\u01b0 41\/2016\/TT-NHNN g\u1eafn b\u00e1o c\u00e1o an to\u00e0n v\u1ed1n v\u1edbi \u0111\u1ecba ch\u1ec9 \u0111\u01b0\u1ee3c ph\u00e2n gi\u1ea3i t\u1ea1i th\u1eddi \u0111i\u1ec3m ph\u00e1t sinh, n\u00ean thanh tra c\u00f3 th\u1ec3 h\u1ecfi th\u1eb3ng c\u00e2u h\u1ecfi v\u1ec1 ng\u00e0y. M\u1ed9t ng\u00e2n h\u00e0ng m\u00e0 l\u1edbp d\u1eef li\u1ec7u kh\u00f4ng tr\u1ea3 l\u1eddi \u0111\u01b0\u1ee3c s\u1ebd \u0111\u1ed1i m\u1eb7t v\u1edbi k\u1ebft lu\u1eadn b\u1ea5t l\u1ee3i, l\u00e0m l\u1ea1i t\u1eeb \u0111\u1ea7u v\u00e0 c\u00e1i gi\u00e1 uy t\u00edn c\u1ee7a vi\u1ec7c tr\u00f4ng thi\u1ebfu chu\u1ea9n b\u1ecb.<\/p>\n<p>Ngo\u00e0i tu\u00e2n th\u1ee7, d\u1eef li\u1ec7u \u0111\u1ecba ch\u1ec9 l\u1ed7i th\u1eddi \u00e2m th\u1ea7m b\u00e0o m\u00f2n m\u1ecdi th\u1ee9 x\u00e2y tr\u00ean n\u00f3: ph\u00e2n t\u00edch m\u1ea1ng l\u01b0\u1edbi chi nh\u00e1nh g\u00e1n sai kh\u00e1ch h\u00e0ng, \u0111\u1ed1i s\u00e1nh AML t\u1ea1o c\u1ea3nh b\u00e1o gi\u1ea3, v\u00e0 m\u00f4 h\u00ecnh t\u00edn d\u1ee5ng h\u1ecdc tr\u00ean \u0111\u1ecba l\u00fd kh\u00f4ng c\u00f2n \u1ee9ng v\u1edbi th\u1ef1c t\u1ebf. S\u00e1p nh\u1eadp x\u00e3 ph\u01b0\u1eddng l\u00e0 l\u1eddi nh\u1eafc r\u1eb1ng d\u1eef li\u1ec7u \u0111\u1ecba ch\u1ec9 l\u00e0 h\u1ea1 t\u1ea7ng, v\u00e0 h\u1ea1 t\u1ea7ng b\u1ecf qua y\u1ebfu t\u1ed1 th\u1eddi gian r\u1ed3i s\u1ebd tr\u01b0\u1ee3t ki\u1ec3m to\u00e1n.<\/p>\n<h2>D\u1ecdn d\u1eb9p sau s\u00e1p nh\u1eadp x\u00e3 ph\u01b0\u1eddng: m\u1ed9t pattern b\u1ec1n v\u1eefng<\/h2>\n<p>M\u1ee5c ti\u00eau kh\u00f4ng ph\u1ea3i m\u1ed9t \u0111\u1ee3t ch\u1ea1y g\u1ea5p m\u1ed9t l\u1ea7n m\u00e0 l\u00e0 m\u1ed9t pattern h\u1ea5p th\u1ee5 \u0111\u01b0\u1ee3c thay \u0111\u1ed5i h\u00e0nh ch\u00ednh k\u1ebf ti\u1ebfp m\u00e0 kh\u00f4ng ho\u1ea3ng lo\u1ea1n. Sau l\u1ea7n backfill ban \u0111\u1ea7u, m\u1ed9t ti\u1ebfn tr\u00ecnh \u0111\u1ed3ng b\u1ed9 \u0111\u1ecbnh k\u1ef3 gi\u1eef b\u1ed9 d\u1eef li\u1ec7u ranh gi\u1edbi lu\u00f4n c\u1eadp nh\u1eadt v\u00e0 ph\u00e2n gi\u1ea3i l\u1ea1i m\u1ecdi b\u1ea3n ghi m\u1edbi ho\u1eb7c \u0111\u01b0\u1ee3c s\u1eeda khi ch\u00fang \u0111\u1ebfn. V\u00ec c\u00e1c chu\u1ed7i g\u1ed1c \u0111\u01b0\u1ee3c gi\u1eef nguy\u00ean v\u00e0 m\u1ecdi l\u1ea7n ph\u00e2n gi\u1ea3i \u0111\u1ec1u c\u00f3 ng\u00e0y, h\u1ec7 th\u1ed1ng kh\u00f4ng bao gi\u1edd m\u1ea5t l\u1ecbch s\u1eed v\u00e0 kh\u00f4ng bao gi\u1edd c\u1ea7n m\u1ed9t \u0111\u1ee3t d\u1ecdn d\u1eb9p kh\u1ea9n c\u1ea5p kh\u00e1c.<\/p>\n\n<h2>Ai trong ng\u00e2n h\u00e0ng s\u1edf h\u1eefu vi\u1ec7c d\u1ecdn d\u1eb9p s\u00e1p nh\u1eadp x\u00e3 ph\u01b0\u1eddng<\/h2>\n<p>M\u1ed9t l\u00fd do khi\u1ebfn vi\u1ec7c backfill sau s\u00e1p nh\u1eadp x\u00e3 ph\u01b0\u1eddng b\u1ecb \u0111\u00ecnh tr\u1ec7 l\u00e0 quy\u1ec1n s\u1edf h\u1eefu kh\u00f4ng r\u00f5. D\u1eef li\u1ec7u \u0111\u1ecba ch\u1ec9 ch\u1ea1m t\u1edbi KYC, t\u00edn d\u1ee5ng, AML v\u00e0 ph\u00e2n t\u00edch chi nh\u00e1nh, n\u00ean m\u1ed7i \u0111\u1ed9i \u0111\u1ec1u cho r\u1eb1ng \u0111\u1ed9i kh\u00e1c s\u1ebd lo. Tr\u00ean th\u1ef1c t\u1ebf vi\u1ec7c d\u1ecdn d\u1eb9p thu\u1ed9c v\u1ec1 \u0111\u1ed9i n\u1ec1n t\u1ea3ng d\u1eef li\u1ec7u, v\u00ec \u0111\u00f3 l\u00e0 thay \u0111\u1ed5i c\u1ea5u tr\u00fac trong c\u00e1ch l\u01b0u \u0111\u1ecba ch\u1ec9, kh\u00f4ng ph\u1ea3i m\u1ed9t s\u1eeda ch\u1eefa m\u1ed9t l\u1ea7n m\u00e0 m\u1ed9t \u0111\u01a1n v\u1ecb nghi\u1ec7p v\u1ee5 \u0111\u01a1n l\u1ebb c\u00f3 th\u1ec3 t\u1ef1 l\u00e0m.<\/p>\n<h2>C\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p v\u1ec1 backfill sau s\u00e1p nh\u1eadp x\u00e3 ph\u01b0\u1eddng<\/h2>\n<h3>C\u00f3 n\u00ean ghi \u0111\u00e8 \u0111\u1ecba ch\u1ec9 c\u0169 sau s\u00e1p nh\u1eadp x\u00e3 ph\u01b0\u1eddng kh\u00f4ng?<\/h3>\n<p>Kh\u00f4ng. Ghi \u0111\u00e8 ph\u00e1 h\u1ee7y ph\u1ea7n l\u1ecbch s\u1eed m\u00e0 c\u01a1 quan qu\u1ea3n l\u00fd c\u00f3 th\u1ec3 y\u00eau c\u1ea7u t\u00e1i l\u1eadp. H\u00e3y th\u00eam c\u1ed9t commune_id v\u00e0 effective_date b\u00ean c\u1ea1nh chu\u1ed7i g\u1ed1c.<\/p>\n<h3>Vi\u1ec7c d\u1ecdn d\u1eb9p sau s\u00e1p nh\u1eadp x\u00e3 ph\u01b0\u1eddng c\u1ea7n ch\u1ea1y bao l\u00e2u m\u1ed9t l\u1ea7n?<\/h3>\n<p>M\u1ed9t l\u1ea7n backfill ban \u0111\u1ea7u, sau \u0111\u00f3 l\u00e0 m\u1ed9t ti\u1ebfn tr\u00ecnh \u0111\u1ed3ng b\u1ed9 nh\u1eb9 ph\u00e2n gi\u1ea3i l\u1ea1i c\u00e1c b\u1ea3n ghi m\u1edbi v\u00e0 \u0111\u00e3 s\u1eeda d\u1ef1a tr\u00ean b\u1ed9 d\u1eef li\u1ec7u ranh gi\u1edbi lu\u00f4n c\u1eadp nh\u1eadt.<\/p>\n<h3>V\u00ec sao s\u00e1p nh\u1eadp x\u00e3 ph\u01b0\u1eddng kh\u00f3 s\u1eeda n\u1ebfu thi\u1ebfu d\u1eef li\u1ec7u point-in-time?<\/h3>\n<p>Thi\u1ebfu b\u1ed9 d\u1eef li\u1ec7u ranh gi\u1edbi c\u00f3 ng\u00e0y, b\u1ea1n kh\u00f4ng th\u1ec3 ph\u00e2n bi\u1ec7t l\u1ed7i th\u1eadt v\u1edbi m\u1ed9t b\u1ea3n ghi t\u1eebng \u0111\u00fang tr\u01b0\u1edbc khi b\u1ea3n \u0111\u1ed3 \u0111\u1ed5i, n\u00ean m\u1ecdi sai l\u1ec7ch \u0111\u1ec1u ph\u1ea3i r\u00e0 so\u00e1t th\u1ee7 c\u00f4ng.<\/p>\n<h2>Ngu\u1ed3n<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>DataCore Cadastral Services, s\u1ed1 li\u1ec7u \u0111\u1ecba gi\u1edbi 07\/2025: https:\/\/datacore.vn\/en\/services\/cadastral-trial<\/li>\n\n\n<li>DataCore Services overview, 2026: https:\/\/datacore.vn\/en\/services<\/li>\n\n\n<li>Th\u00f4ng t\u01b0 41\/2016\/TT-NHNN, t\u1ef7 l\u1ec7 an to\u00e0n v\u1ed1n cho t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng, 2016<\/li>\n\n\n<li>IFRS 9 <em>Financial Instruments<\/em>, IASB, 2014 (\u00e1p d\u1ee5ng t\u1eeb th\u00e1ng 1\/2018 tr\u00ean to\u00e0n c\u1ea7u; \u00e1p d\u1ee5ng theo l\u1ed9 tr\u00ecnh t\u1ea1i Vi\u1ec7t Nam)<\/li>\n\n\n<li>Wikipedia, &quot;Administrative divisions of Vietnam&quot;: https:\/\/en.wikipedia.org\/wiki\/Administrative_divisions_of_Vietnam<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\"><em>DataCore. Data Leads Future.<\/em><\/p>","protected":false},"excerpt":{"rendered":"<p>Sau \u0111\u1ee3t s\u00e1p nh\u1eadp 2025, b\u1ea3ng \u0111\u1ecba ch\u1ec9 kh\u00e1ch h\u00e0ng t\u1ea1i nhi\u1ec1u ng\u00e2n h\u00e0ng cu\u1ed9n t\u1edbi m\u00e0 ch\u01b0a c\u1eadp nh\u1eadt. B\u00e0i vi\u1ebft m\u00f4 t\u1ea3 pattern x\u1eed l\u00fd g\u1ecdn cho data team.<\/p>","protected":false},"author":5,"featured_media":1231,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","_uag_custom_page_level_css":"","_swt_meta_header_display":false,"_swt_meta_footer_display":false,"_swt_meta_site_title_display":false,"_swt_meta_sticky_header":false,"_swt_meta_transparent_header":false,"footnotes":""},"categories":[19,269],"tags":[304,284,278,297],"class_list":["post-980","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog-vi","category-doanh-nghiep-va-chuoi-cung-ung","tag-dc-2026-w20-vi-vi","tag-kyc-vi","tag-thong-tin-doanh-nghiep","tag-vietnam-vi"],"uagb_featured_image_src":{"full":["https:\/\/blog.datacore.vn\/wp-content\/uploads\/2026\/06\/administrative-map-of-vietnam.png",1200,2349,false],"thumbnail":["https:\/\/blog.datacore.vn\/wp-content\/uploads\/2026\/06\/administrative-map-of-vietnam-150x150.png",150,150,true],"medium":["https:\/\/blog.datacore.vn\/wp-content\/uploads\/2026\/06\/administrative-map-of-vietnam-153x300.png",153,300,true],"medium_large":["https:\/\/blog.datacore.vn\/wp-content\/uploads\/2026\/06\/administrative-map-of-vietnam-768x1503.png",768,1503,true],"large":["https:\/\/blog.datacore.vn\/wp-content\/uploads\/2026\/06\/administrative-map-of-vietnam-523x1024.png",523,1024,true],"1536x1536":["https:\/\/blog.datacore.vn\/wp-content\/uploads\/2026\/06\/administrative-map-of-vietnam-785x1536.png",785,1536,true],"2048x2048":["https:\/\/blog.datacore.vn\/wp-content\/uploads\/2026\/06\/administrative-map-of-vietnam-1046x2048.png",1046,2048,true],"trp-custom-language-flag":["https:\/\/blog.datacore.vn\/wp-content\/uploads\/2026\/06\/administrative-map-of-vietnam-6x12.png",6,12,true]},"uagb_author_info":{"display_name":"Mike","author_link":"https:\/\/blog.datacore.vn\/vi\/author\/mike\/"},"uagb_comment_info":0,"uagb_excerpt":"Sau \u0111\u1ee3t s\u00e1p nh\u1eadp 2025, b\u1ea3ng \u0111\u1ecba ch\u1ec9 kh\u00e1ch h\u00e0ng t\u1ea1i nhi\u1ec1u ng\u00e2n h\u00e0ng cu\u1ed9n t\u1edbi m\u00e0 ch\u01b0a c\u1eadp nh\u1eadt. 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