{"id":3971,"date":"2026-08-18T01:37:57","date_gmt":"2026-08-17T18:37:57","guid":{"rendered":"https:\/\/blog.datacore.vn\/?p=3971"},"modified":"2026-08-18T01:37:59","modified_gmt":"2026-08-17T18:37:59","slug":"ty-gia-trung-tam-giam-2026","status":"publish","type":"post","link":"https:\/\/blog.datacore.vn\/vi\/ty-gia-trung-tam-giam-2026\/","title":{"rendered":"T\u1ef7 Gi\u00e1 Trung T\u00e2m Gi\u1ea3m 2026: T\u00e1c \u0110\u1ed9ng T\u1edbi Doanh Nghi\u1ec7p V\u00e0 Ng\u00e2n H\u00e0ng Vi\u1ec7t"},"content":{"rendered":"<p class=\"wp-block-paragraph\"><strong>TL;DR:<\/strong> Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam (NHNN), ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng c\u1ee7a Vi\u1ec7t Nam, \u0111\u00e3 h\u1ea1 t\u1ef7 gi\u00e1 trung t\u00e2m h\u1eb1ng ng\u00e0y v\u00e0o ng\u00e0y 14\/8\/2026. Vi\u1ec7c t\u1ef7 gi\u00e1 trung t\u00e2m gi\u1ea3m \u0111\u00e3 h\u1ea1 nhi\u1ec7t m\u1ee9c trung t\u00e2m USD\/VND ch\u00ednh th\u1ee9c sau g\u1ea7n ba tu\u1ea7n t\u0103ng li\u00ean t\u1ee5c \u0111\u1ea9y t\u1ef7 gi\u00e1 l\u00ean m\u1ee9c cao k\u1ef7 l\u1ee5c. Vi\u1ec7c t\u1ef7 gi\u00e1 trung t\u00e2m gi\u1ea3m di\u1ec5n ra c\u00f9ng l\u00fac v\u1edbi m\u1ed9t l\u00e0n s\u00f3ng gi\u1ea3m l\u00e3i su\u1ea5t cho vay th\u01b0\u01a1ng m\u1ea1i m\u1edbi, l\u00e0m thay \u0111\u1ed5i r\u1ee7i ro ngo\u1ea1i h\u1ed1i (FX) v\u00e0 chi ph\u00ed vay v\u1ed1n c\u1ee7a doanh nghi\u1ec7p Vi\u1ec7t Nam.<\/p>\n\n\n<p class=\"wp-block-paragraph\">B\u00e0i vi\u1ebft n\u00e0y gi\u1ea3i th\u00edch vi\u1ec7c t\u1ef7 gi\u00e1 trung t\u00e2m gi\u1ea3m \u0111\u00e3 thay \u0111\u1ed5i \u0111i\u1ec1u g\u00ec, kh\u00f4ng thay \u0111\u1ed5i \u0111i\u1ec1u g\u00ec, v\u00e0 t\u1eebng nh\u00f3m doanh nghi\u1ec7p n\u00ean \u0111\u1ecdc t\u00edn hi\u1ec7u \u0111\u00f3 ra sao.<\/p>\n\n\n<p class=\"wp-block-paragraph\">Ng\u00e0y 14\/8\/2026, Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam (NHNN) \u0111\u00e3 h\u1ea1 t\u1ef7 gi\u00e1 trung t\u00e2m h\u1eb1ng ng\u00e0y, theo b\u1ea3n tin c\u1ee7a cafef.vn \"Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc h\u1ea1 t\u1ef7 gi\u00e1 trung t\u00e2m sau nh\u1ecbp t\u0103ng k\u1ef7 l\u1ee5c\". M\u1ee9c trung t\u00e2m ch\u00ednh th\u1ee9c \u0111\u00e3 t\u0103ng trong kho\u1ea3ng ba tu\u1ea7n cho t\u1edbi gi\u1eefa th\u00e1ng 8, \u0111\u1ea1t m\u1ee9c tham chi\u1ebfu cao k\u1ef7 l\u1ee5c trong ng\u00e0y tr\u01b0\u1edbc khi NHNN h\u1ea1 nhi\u1ec7t. V\u1edbi c\u00e1c gi\u00e1m \u0111\u1ed1c t\u00e0i ch\u00ednh, nh\u00e0 nh\u1eadp kh\u1ea9u v\u00e0 t\u1ed5 ch\u1ee9c cho vay, ngay c\u1ea3 khi t\u1ef7 gi\u00e1 trung t\u00e2m gi\u1ea3m \u1edf m\u1ee9c khi\u00eam t\u1ed1n th\u00ec b\u00e0i to\u00e1n ph\u00f2ng ng\u1eeba r\u1ee7i ro, \u0111\u1ecbnh gi\u00e1 h\u00e0ng nh\u1eadp kh\u1ea9u v\u00e0 chi ph\u00ed huy \u0111\u1ed9ng \u0111\u1ed3ng Vi\u1ec7t Nam (VND) ng\u1eafn h\u1ea1n c\u0169ng \u0111\u00e3 kh\u00e1c.<\/p>\n\n\n<p class=\"wp-block-paragraph\">M\u1ed9t phi\u00ean giao d\u1ecbch \u0111\u01a1n l\u1ebb kh\u00f4ng ph\u1ea3i l\u00e0 s\u1ef1 thay \u0111\u1ed5i c\u01a1 ch\u1ebf. Vi\u1ec7c t\u1ef7 gi\u00e1 trung t\u00e2m gi\u1ea3m n\u00ean \u0111\u01b0\u1ee3c \u0111\u1ecdc nh\u01b0 m\u1ed9t d\u1eef li\u1ec7u n\u1eb1m trong m\u1ed9t \u0111\u1ecbnh h\u01b0\u1edbng ch\u00ednh s\u00e1ch, ch\u1ee9 kh\u00f4ng ph\u1ea3i m\u1ed9t d\u1ef1 b\u00e1o. Ph\u1ea7n d\u01b0\u1edbi \u0111\u00e2y t\u00e1ch b\u1ea1ch c\u00e1c d\u1eef ki\u1ec7n \u0111\u00e3 \u0111\u01b0\u1ee3c b\u00e1o ch\u00ed nh\u00e0 n\u01b0\u1edbc v\u00e0 b\u00e1o ch\u00ed t\u00e0i ch\u00ednh Vi\u1ec7t Nam \u0111\u01b0a tin, v\u1edbi ph\u1ea7n di\u1ec5n gi\u1ea3i m\u00e0 m\u1ed9t b\u1ed9 ph\u1eadn t\u00e0i ch\u00ednh c\u00f3 th\u1ec3 suy ra m\u1ed9t c\u00e1ch h\u1ee3p l\u00fd t\u1eeb c\u00e1c d\u1eef ki\u1ec7n \u0111\u00f3.<\/p>\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"630\" src=\"https:\/\/blog.datacore.vn\/wp-content\/uploads\/2026\/08\/nhnn-exchange-rate-1.jpg\" alt=\"T\u1ef7 gi\u00e1 trung t\u00e2m gi\u1ea3m hi\u1ec3n th\u1ecb tr\u00ean b\u1ea3ng t\u1ef7 gi\u00e1 USD\/VND t\u1ea1i Vi\u1ec7t Nam\" class=\"wp-image-3966\" srcset=\"https:\/\/blog.datacore.vn\/wp-content\/uploads\/2026\/08\/nhnn-exchange-rate-1.jpg 1200w, https:\/\/blog.datacore.vn\/wp-content\/uploads\/2026\/08\/nhnn-exchange-rate-1-300x158.jpg 300w, https:\/\/blog.datacore.vn\/wp-content\/uploads\/2026\/08\/nhnn-exchange-rate-1-1024x538.jpg 1024w, https:\/\/blog.datacore.vn\/wp-content\/uploads\/2026\/08\/nhnn-exchange-rate-1-768x403.jpg 768w, https:\/\/blog.datacore.vn\/wp-content\/uploads\/2026\/08\/nhnn-exchange-rate-1-18x9.jpg 18w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">V\u00ec Sao T\u1ef7 Gi\u00e1 Trung T\u00e2m Gi\u1ea3m?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">NHNN c\u00f4ng b\u1ed1 t\u1ef7 gi\u00e1 trung t\u00e2m h\u1eb1ng ng\u00e0y l\u00e0m m\u1ed1c neo cho bi\u00ean \u0111\u1ed9 giao d\u1ecbch USD\/VND m\u00e0 c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i \u0111\u01b0\u1ee3c ph\u00e9p ni\u00eam y\u1ebft trong \u0111\u00f3. Ng\u00e0y 14\/8\/2026, t\u1ef7 gi\u00e1 trung t\u00e2m gi\u1ea3m. B\u1ea3ng ni\u00eam y\u1ebft t\u1ef7 gi\u00e1 ng\u00e0y 14\/8\/2026 c\u1ee7a Th\u1eddi B\u00e1o Ng\u00e2n H\u00e0ng ghi nh\u1eadn t\u1ef7 gi\u00e1 trung t\u00e2m trong ng\u00e0y \u1edf m\u1ee9c 25.561 VND, th\u1ea5p h\u01a1n m\u1ed9t ch\u00fat so v\u1edbi phi\u00ean li\u1ec1n tr\u01b0\u1edbc v\u00e0 gi\u1ea3m t\u1eeb m\u1ee9c k\u1ef7 l\u1ee5c 25.566 VND \u0111\u1ea1t \u0111\u01b0\u1ee3c sau g\u1ea7n ba tu\u1ea7n \u0111i l\u00ean. Hai con s\u1ed1 \u0111\u00f3, \u0111\u1ec1u t\u00ednh \u0111\u1ebfn ng\u00e0y 14\/8\/2026, l\u00e0 to\u00e0n b\u1ed9 ph\u1ea7n s\u1ed1 h\u1ecdc c\u1ee7a vi\u1ec7c t\u1ef7 gi\u00e1 trung t\u00e2m gi\u1ea3m.<\/p>\n\n\n<p class=\"wp-block-paragraph\">Th\u1eddi \u0111i\u1ec3m n\u00e0y tr\u00f9ng kh\u1edbp v\u1edbi m\u1ed9t t\u00edn hi\u1ec7u ch\u00ednh s\u00e1ch \u1edf c\u1ea5p cao. Ng\u00e0y 13\/8\/2026, Th\u1ee7 t\u01b0\u1edbng L\u00ea Minh H\u01b0ng \u0111\u00e3 l\u00e0m vi\u1ec7c v\u1edbi NHNN v\u00e0 c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng v\u00e0, theo b\u1ea3n tin c\u00f9ng ng\u00e0y c\u1ee7a cafef.vn, y\u00eau c\u1ea7u ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng \u0111i\u1ec1u h\u00e0nh t\u1ef7 gi\u00e1 m\u1ed9t c\u00e1ch linh ho\u1ea1t, ph\u1ed1i h\u1ee3p c\u00e1c c\u00f4ng c\u1ee5 ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7 v\u00e0 can thi\u1ec7p th\u1ecb tr\u01b0\u1eddng khi c\u1ea7n thi\u1ebft \u0111\u1ec3 gi\u1eef \u1ed5n \u0111\u1ecbnh \u0111\u1ed3ng ti\u1ec1n. M\u1ed9t ng\u00e0y sau, t\u1ef7 gi\u00e1 trung t\u00e2m gi\u1ea3m l\u1ea7n \u0111\u1ea7u ti\u00ean sau nhi\u1ec1u tu\u1ea7n.<\/p>\n\n\n<p class=\"wp-block-paragraph\">Chu\u1ed7i di\u1ec5n bi\u1ebfn \u0111\u00f3 l\u00e0 l\u00fd do vi\u1ec7c t\u1ef7 gi\u00e1 trung t\u00e2m gi\u1ea3m \u0111\u01b0\u1ee3c hi\u1ec3u l\u00e0 nh\u1ea5t qu\u00e1n v\u1edbi ch\u00ednh s\u00e1ch, ch\u1ee9 kh\u00f4ng ph\u1ea3i m\u1ed9t bi\u1ebfn \u0111\u1ed9ng d\u1eef li\u1ec7u \u0111\u01a1n l\u1ebb.<\/p>\n\n\n<p class=\"wp-block-paragraph\">C\u0169ng c\u1ea7n ch\u00ednh x\u00e1c v\u1ec1 \u0111\u1ed9 l\u1edbn. Ch\u00eanh l\u1ec7ch \u0111\u01b0\u1ee3c c\u00f4ng b\u1ed1 gi\u1eefa m\u1ee9c k\u1ef7 l\u1ee5c v\u00e0 b\u1ea3ng ni\u00eam y\u1ebft ng\u00e0y 14\/8\/2026 l\u00e0 5 VND tr\u00ean m\u1ed9t m\u1ee9c trung t\u00e2m cao h\u01a1n 25.500 VND. X\u00e9t theo t\u1ef7 l\u1ec7, vi\u1ec7c t\u1ef7 gi\u00e1 trung t\u00e2m gi\u1ea3m l\u00e0 r\u1ea5t nh\u1ecf. \u00dd ngh\u0129a c\u1ee7a n\u00f3 n\u1eb1m \u1edf h\u01b0\u1edbng \u0111i, v\u00e0 \u1edf cu\u1ed9c h\u1ecdp di\u1ec5n ra ngay tr\u01b0\u1edbc \u0111\u00f3, ch\u1ee9 kh\u00f4ng n\u1eb1m \u1edf \u0111\u1ed9 l\u1edbn c\u1ee7a con s\u1ed1.<\/p>\n\n\n<h2 class=\"wp-block-heading\">C\u00e1c Ng\u00e2n H\u00e0ng Th\u01b0\u01a1ng M\u1ea1i Ph\u1ea3n \u1ee8ng Th\u1ebf N\u00e0o Khi T\u1ef7 Gi\u00e1 Trung T\u00e2m Gi\u1ea3m?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">C\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i \u0111\u00e3 kh\u00f4ng \u0111i c\u00f9ng nh\u1ecbp v\u1edbi \u0111\u1ed9ng th\u00e1i c\u1ee7a ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng. Vietcombank v\u00e0 BIDV \u0111\u1ec1u n\u00e2ng t\u1ef7 gi\u00e1 USD mua v\u00e0 b\u00e1n l\u1ebb trong ng\u00e0y 14\/8\/2026, ni\u00eam y\u1ebft kho\u1ea3ng 25.890 \u0111\u1ebfn 26.270 VND m\u1ed7i USD (mua so v\u1edbi b\u00e1n). Trong khi \u0111\u00f3, t\u1ef7 gi\u00e1 USD tr\u00ean th\u1ecb tr\u01b0\u1eddng t\u1ef1 do l\u1ea1i h\u1ea1 nhi\u1ec7t, theo b\u1ea3n tin song song c\u1ee7a cafef.vn v\u1ec1 gi\u00e1 b\u00e1n l\u1ebb tr\u00ean th\u1ecb tr\u01b0\u1eddng phi ch\u00ednh th\u1ee9c. Nh\u01b0 v\u1eady, ngay trong ng\u00e0y t\u1ef7 gi\u00e1 trung t\u00e2m gi\u1ea3m, m\u1ee9c trung t\u00e2m ch\u00ednh th\u1ee9c \u0111i xu\u1ed1ng, hai ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i l\u1edbn n\u00e2ng gi\u00e1 ni\u00eam y\u1ebft b\u00e1n l\u1ebb, c\u00f2n th\u1ecb tr\u01b0\u1eddng t\u1ef1 do th\u00ec d\u1ecbu l\u1ea1i.<\/p>\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"630\" src=\"https:\/\/blog.datacore.vn\/wp-content\/uploads\/2026\/08\/nhnn-exchange-rate-2.jpg\" alt=\"T\u1ef7 gi\u00e1 trung t\u00e2m gi\u1ea3m v\u00e0 qu\u1ea7y giao d\u1ecbch USD t\u1ea1i ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i Vi\u1ec7t Nam\" class=\"wp-image-3967\" srcset=\"https:\/\/blog.datacore.vn\/wp-content\/uploads\/2026\/08\/nhnn-exchange-rate-2.jpg 1200w, https:\/\/blog.datacore.vn\/wp-content\/uploads\/2026\/08\/nhnn-exchange-rate-2-300x158.jpg 300w, https:\/\/blog.datacore.vn\/wp-content\/uploads\/2026\/08\/nhnn-exchange-rate-2-1024x538.jpg 1024w, https:\/\/blog.datacore.vn\/wp-content\/uploads\/2026\/08\/nhnn-exchange-rate-2-768x403.jpg 768w, https:\/\/blog.datacore.vn\/wp-content\/uploads\/2026\/08\/nhnn-exchange-rate-2-18x9.jpg 18w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">S\u1ef1 ph\u00e2n k\u1ef3 gi\u1eefa vi\u1ec7c t\u1ef7 gi\u00e1 trung t\u00e2m gi\u1ea3m v\u00e0 gi\u00e1 ni\u00eam y\u1ebft b\u00e1n l\u1ebb r\u1ea5t quan tr\u1ecdng v\u1edbi b\u1ea5t k\u1ef3 doanh nghi\u1ec7p n\u00e0o d\u00f9ng m\u1ee9c trung t\u00e2m ch\u00ednh th\u1ee9c l\u00e0m m\u1ed1c tham chi\u1ebfu. Nh\u00e0 nh\u1eadp kh\u1ea9u \u0111\u1ecbnh gi\u00e1 h\u1ee3p \u0111\u1ed3ng theo t\u1ef7 gi\u00e1 tham chi\u1ebfu h\u1eb1ng ng\u00e0y v\u1eabn ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi bi\u00ean ch\u00eanh l\u1ec7ch th\u01b0\u01a1ng m\u1ea1i \u0111ang d\u1ecbch chuy\u1ec3n theo chi\u1ec1u ng\u01b0\u1ee3c l\u1ea1i, trong khi nh\u00e0 xu\u1ea5t kh\u1ea9u \u0111ang gi\u1eef kho\u1ea3n ph\u1ea3i thu b\u1eb1ng USD l\u1ea1i \u0111\u01b0\u1ee3c l\u1ee3i t\u1eeb gi\u00e1 b\u00e1n USD cao h\u01a1n c\u1ee7a ng\u00e2n h\u00e0ng.<\/p>\n\n\n<p class=\"wp-block-paragraph\">Do \u0111\u00f3, vi\u1ec7c t\u1ef7 gi\u00e1 trung t\u00e2m gi\u1ea3m kh\u00f4ng t\u1ef1 \u0111\u1ed9ng l\u00e0 tin t\u1ed1t cho nh\u00e0 nh\u1eadp kh\u1ea9u hay tin x\u1ea5u cho nh\u00e0 xu\u1ea5t kh\u1ea9u. C\u00e1c b\u1ed9 ph\u1eadn ngu\u1ed3n v\u1ed1n theo d\u00f5i \u0111\u1ed3ng th\u1eddi t\u1ef7 gi\u00e1 trung t\u00e2m, t\u1ef7 gi\u00e1 li\u00ean ng\u00e2n h\u00e0ng, gi\u00e1 ni\u00eam y\u1ebft b\u00e1n l\u1ebb c\u1ee7a ng\u00e2n h\u00e0ng v\u00e0 t\u1ef7 gi\u00e1 th\u1ecb tr\u01b0\u1eddng t\u1ef1 do s\u1ebd c\u00f3 c\u00e1i nh\u00ecn r\u00f5 h\u01a1n v\u1ec1 r\u1ee7i ro ngo\u1ea1i h\u1ed1i th\u1ef1c t\u1ebf so v\u1edbi vi\u1ec7c ch\u1ec9 nh\u00ecn v\u00e0o t\u1ef7 gi\u00e1 tham chi\u1ebfu. \u0110\u1ec3 hi\u1ec3u th\u00eam v\u1ec1 \u0111i\u1ec1u ki\u1ec7n thanh kho\u1ea3n VND trong n\u0103m nay, xem b\u00e0i vi\u1ebft tr\u01b0\u1edbc \u0111\u00e2y c\u1ee7a ch\u00fang t\u00f4i v\u1ec1 <a href=\"https:\/\/blog.datacore.vn\/vi\/thanh-khoan-ngan-hang-viet-nam-2026\/\">thanh kho\u1ea3n ng\u00e2n h\u00e0ng Vi\u1ec7t Nam n\u0103m 2026<\/a>.<\/p>\n\n\n<p class=\"wp-block-paragraph\">V\u00ec sao hai m\u1ee9c t\u1ef7 gi\u00e1 n\u00e0y c\u00f3 th\u1ec3 ph\u00e2n k\u1ef3? T\u1ef7 gi\u00e1 trung t\u00e2m do NHNN \u1ea5n \u0111\u1ecbnh m\u1ed7i bu\u1ed5i s\u00e1ng. Gi\u00e1 ni\u00eam y\u1ebft b\u00e1n l\u1ebb do t\u1eebng ng\u00e2n h\u00e0ng t\u1ef1 \u0111\u1eb7t d\u1ef1a tr\u00ean tr\u1ea1ng th\u00e1i ngu\u1ed3n USD c\u1ee7a ch\u00ednh m\u00ecnh, d\u00f2ng giao d\u1ecbch c\u1ee7a kh\u00e1ch h\u00e0ng v\u00e0 l\u01b0\u1ee3ng USD \u0111ang n\u1eafm gi\u1eef. Trong bi\u00ean \u0111\u1ed9 giao d\u1ecbch \u0111\u01b0\u1ee3c ph\u00e9p, m\u1ed9t ng\u00e2n h\u00e0ng v\u1eabn c\u00f3 th\u1ec3 n\u00e2ng gi\u00e1 ni\u00eam y\u1ebft v\u00e0o \u0111\u00fang ng\u00e0y m\u1ee9c trung t\u00e2m \u0111i xu\u1ed1ng. Trong th\u1eddi gian d\u00e0i h\u01a1n, hai m\u1ee9c t\u1ef7 gi\u00e1 th\u01b0\u1eddng \u0111i c\u00f9ng nhau, nh\u01b0ng m\u1ed9t phi\u00ean \u0111\u01a1n l\u1ebb sau khi t\u1ef7 gi\u00e1 trung t\u00e2m gi\u1ea3m kh\u00f4ng ch\u1ee9ng minh \u0111\u01b0\u1ee3c \u0111i\u1ec1u g\u00ec v\u1ec1 xu h\u01b0\u1edbng.<\/p>\n\n\n<h2 class=\"wp-block-heading\">T\u1ef7 Gi\u00e1 Trung T\u00e2m Gi\u1ea3m C\u00f3 \u00dd Ngh\u0129a G\u00ec V\u1edbi L\u00e3i Su\u1ea5t V\u00e0 Chi Ph\u00ed Doanh Nghi\u1ec7p?<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Vi\u1ec7c t\u1ef7 gi\u00e1 trung t\u00e2m gi\u1ea3m di\u1ec5n ra c\u00f9ng tu\u1ea7n v\u1edbi m\u1ed9t \u0111\u1ee3t h\u1ea1 l\u00e3i su\u1ea5t cho vay tr\u00ean di\u1ec7n r\u1ed9ng. Theo b\u1ea3n tin ng\u00e0y 14\/8\/2026 c\u1ee7a cafef.vn \"L\u00e0n s\u00f3ng gi\u1ea3m l\u00e3i su\u1ea5t lan r\u1ed9ng\", m\u1ed9t lo\u1ea1t ng\u00e2n h\u00e0ng Vi\u1ec7t Nam \u0111\u00e3 gi\u1ea3m l\u00e3i su\u1ea5t cho vay kho\u1ea3ng 1 \u0111\u1ebfn 2,5 ph\u1ea7n tr\u0103m m\u1ed7i n\u0103m. NCB gi\u1ea3m l\u00e3i su\u1ea5t 0,5 ph\u1ea7n tr\u0103m tr\u00ean c\u00e1c g\u00f3i vay c\u00e1 nh\u00e2n v\u00e0 doanh nghi\u1ec7p k\u1ec3 t\u1eeb ng\u00e0y 10\/8\/2026, c\u00f2n Sacombank gi\u1ea3m t\u1edbi 2 ph\u1ea7n tr\u0103m cho c\u1ea3 kh\u00e1ch h\u00e0ng vay m\u1edbi v\u00e0 kh\u00e1ch h\u00e0ng vay hi\u1ec7n h\u1eefu cho t\u1edbi h\u1ebft n\u0103m 2026, thu h\u1eb9p bi\u00ean l\u00e3i c\u1ee7a m\u00ecnh v\u1ec1 kho\u1ea3ng 0,79 ph\u1ea7n tr\u0103m.<\/p>\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"630\" src=\"https:\/\/blog.datacore.vn\/wp-content\/uploads\/2026\/08\/nhnn-exchange-rate-3.jpg\" alt=\"T\u1ef7 gi\u00e1 trung t\u00e2m gi\u1ea3m c\u00f9ng l\u00e3i su\u1ea5t cho vay t\u00e1c \u0111\u1ed9ng \u0111\u1ebfn doanh nghi\u1ec7p Vi\u1ec7t\" class=\"wp-image-3968\" srcset=\"https:\/\/blog.datacore.vn\/wp-content\/uploads\/2026\/08\/nhnn-exchange-rate-3.jpg 1200w, https:\/\/blog.datacore.vn\/wp-content\/uploads\/2026\/08\/nhnn-exchange-rate-3-300x158.jpg 300w, https:\/\/blog.datacore.vn\/wp-content\/uploads\/2026\/08\/nhnn-exchange-rate-3-1024x538.jpg 1024w, https:\/\/blog.datacore.vn\/wp-content\/uploads\/2026\/08\/nhnn-exchange-rate-3-768x403.jpg 768w, https:\/\/blog.datacore.vn\/wp-content\/uploads\/2026\/08\/nhnn-exchange-rate-3-18x9.jpg 18w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">NHNN c\u0169ng \u0111\u1ec1 ngh\u1ecb c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i tri\u1ec3n khai c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh t\u00edn d\u1ee5ng \u01b0u \u0111\u00e3i k\u1ec3 t\u1eeb th\u00e1ng 8\/2026 cho c\u00e1c l\u0129nh v\u1ef1c t\u0103ng tr\u01b0\u1edfng v\u00e0 doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba (SME), v\u1edbi m\u1ee9c gi\u00e1 th\u1ea5p h\u01a1n \u00edt nh\u1ea5t 1 ph\u1ea7n tr\u0103m m\u1ed7i n\u0103m so v\u1edbi l\u00e3i su\u1ea5t cho vay b\u00ecnh qu\u00e2n c\u1ee7a t\u1eebng ng\u00e2n h\u00e0ng, theo c\u00f9ng b\u1ea3n tin c\u1ee7a cafef.vn. K\u1ebft h\u1ee3p v\u1edbi vi\u1ec7c t\u1ef7 gi\u00e1 trung t\u00e2m gi\u1ea3m v\u00e0 m\u1ed9t m\u1ed1c tham chi\u1ebfu \u1ed5n \u0111\u1ecbnh h\u01a1n, t\u00edn d\u1ee5ng VND r\u1ebb h\u01a1n s\u1ebd h\u1ea1 chi ph\u00ed t\u00e0i ch\u00ednh cho c\u00e1c doanh nghi\u1ec7p thi\u00ean v\u1ec1 xu\u1ea5t nh\u1eadp kh\u1ea9u.<\/p>\n\n\n<p class=\"wp-block-paragraph\">M\u1ee9c \u0111\u1ed9 h\u01b0\u1edfng l\u1ee3i ph\u1ee5 thu\u1ed9c v\u00e0o vi\u1ec7c c\u00e1c ng\u00e2n h\u00e0ng chuy\u1ec3n ph\u1ea7n gi\u1ea3m \u0111\u00f3 sang c\u00e1c kho\u1ea3n vay hi\u1ec7n h\u1eefu nhanh \u0111\u1ebfn \u0111\u00e2u, ch\u1ee9 kh\u00f4ng ch\u1ec9 v\u1edbi kho\u1ea3n vay m\u1edbi. B\u00e0i vi\u1ebft tr\u01b0\u1edbc c\u1ee7a ch\u00fang t\u00f4i v\u1ec1 <a href=\"https:\/\/blog.datacore.vn\/vi\/lai-suat-cho-vay-ngan-hang-viet-nam-2026\/\">l\u00e3i su\u1ea5t cho vay ng\u00e2n h\u00e0ng Vi\u1ec7t Nam n\u0103m 2026<\/a> theo d\u00f5i xu h\u01b0\u1edbng n\u00e0y chi ti\u1ebft h\u01a1n.<\/p>\n\n\n<p class=\"wp-block-paragraph\">N\u00f3i ng\u1eafn g\u1ecdn, vi\u1ec7c t\u1ef7 gi\u00e1 trung t\u00e2m gi\u1ea3m xu\u1ea5t hi\u1ec7n \u0111\u00fang l\u00fac chi ph\u00ed l\u00e3i vay \u0111i xu\u1ed1ng, m\u1ed9t t\u1ed5 h\u1ee3p r\u1ea5t \u0111\u00e1ng theo d\u00f5i s\u00e1t. Bi\u00ean l\u00e3i kho\u1ea3ng 0,79 ph\u1ea7n tr\u0103m m\u00e0 Sacombank c\u00f4ng b\u1ed1 l\u00e0 chi ti\u1ebft c\u1ea7n l\u01b0u t\u00e2m, b\u1edfi bi\u00ean l\u00e3i m\u1ecfng h\u01a1n ch\u00ednh l\u00e0 \u0111i\u1ec1u khi\u1ebfn m\u1ed9t \u0111\u1ee3t gi\u1ea3m l\u00e3i su\u1ea5t 2 ph\u1ea7n tr\u0103m tr\u1edf n\u00ean kh\u1ea3 thi, v\u00e0 c\u0169ng l\u00e0 \u0111i\u1ec1u gi\u1edbi h\u1ea1n vi\u1ec7c \u0111\u1ee3t gi\u1ea3m \u0111\u00f3 c\u00f3 th\u1ec3 duy tr\u00ec bao l\u00e2u n\u1ebfu kh\u00f4ng c\u00f3 ngu\u1ed3n h\u1ed7 tr\u1ee3 chi ph\u00ed v\u1ed1n kh\u00e1c.<\/p>\n\n\n<h2 class=\"wp-block-heading\">C\u00e1c Thu\u1eadt Ng\u1eef Ch\u00ednh \u0110\u1eb1ng Sau Vi\u1ec7c T\u1ef7 Gi\u00e1 Trung T\u00e2m Gi\u1ea3m<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">C\u00e1c b\u1ea3n tin v\u1ec1 vi\u1ec7c t\u1ef7 gi\u00e1 trung t\u00e2m gi\u1ea3m d\u00f9ng m\u1ed9t nh\u00f3m nh\u1ecf thu\u1eadt ng\u1eef theo ngh\u0129a r\u1ea5t ch\u00ednh x\u00e1c. Hi\u1ec3u \u0111\u00fang c\u00e1c thu\u1eadt ng\u1eef n\u00e0y gi\u00fap tr\u00e1nh nh\u1eefng c\u00e1ch \u0111\u1ecdc sai ph\u1ed5 bi\u1ebfn nh\u1ea5t, n\u00ean m\u1ecdi t\u1eeb vi\u1ebft t\u1eaft d\u01b0\u1edbi \u0111\u00e2y \u0111\u1ec1u \u0111\u01b0\u1ee3c gi\u1ea3i th\u00edch \u0111\u1ea7y \u0111\u1ee7 ngay l\u1ea7n d\u00f9ng \u0111\u1ea7u ti\u00ean.<\/p>\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam (NHNN)<\/strong>: ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng c\u1ee7a Vi\u1ec7t Nam, v\u00e0 l\u00e0 c\u01a1 quan c\u00f4ng b\u1ed1 t\u1ef7 gi\u00e1 trung t\u00e2m h\u1eb1ng ng\u00e0y c\u0169ng nh\u01b0 l\u00e0 n\u01a1i quy\u1ebft \u0111\u1ecbnh vi\u1ec7c t\u1ef7 gi\u00e1 trung t\u00e2m gi\u1ea3m l\u1ea7n n\u00e0y.<\/li>\n\n\n<li><strong>T\u1ef7 gi\u00e1 trung t\u00e2m<\/strong>: m\u1ee9c trung t\u00e2m USD\/VND ch\u00ednh th\u1ee9c \u0111\u01b0\u1ee3c NHNN c\u00f4ng b\u1ed1 m\u1ed7i bu\u1ed5i s\u00e1ng. \u0110\u00e2y l\u00e0 m\u1ed9t m\u1ed1c neo, kh\u00f4ng ph\u1ea3i m\u1ed9t gi\u00e1 giao d\u1ecbch.<\/li>\n\n\n<li><strong>Bi\u00ean \u0111\u1ed9 giao d\u1ecbch<\/strong>: kho\u1ea3ng dao \u0111\u1ed9ng \u0111\u01b0\u1ee3c ph\u00e9p quanh m\u1ee9c trung t\u00e2m m\u00e0 c\u00e1c ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i \u0111\u01b0\u1ee3c ni\u00eam y\u1ebft trong \u0111\u00f3. Bi\u00ean \u0111\u1ed9 n\u00e0y l\u00e0 l\u00fd do vi\u1ec7c t\u1ef7 gi\u00e1 trung t\u00e2m gi\u1ea3m kh\u00f4ng bu\u1ed9c gi\u00e1 ni\u00eam y\u1ebft b\u00e1n l\u1ebb ph\u1ea3i gi\u1ea3m theo.<\/li>\n\n\n<li><strong>VND<\/strong>: \u0111\u1ed3ng Vi\u1ec7t Nam, ti\u1ec1n t\u1ec7 c\u1ee7a Vi\u1ec7t Nam. <strong>USD<\/strong>: \u0111\u00f4 la M\u1ef9. C\u1eb7p ti\u1ec1n t\u1ec7 \u0111\u01b0\u1ee3c vi\u1ebft l\u00e0 USD\/VND.<\/li>\n\n\n<li><strong>FX<\/strong>, vi\u1ebft t\u1eaft c\u1ee7a foreign exchange, t\u1ee9c ngo\u1ea1i h\u1ed1i: th\u1ecb tr\u01b0\u1eddng ti\u1ec1n t\u1ec7, v\u00e0 c\u0169ng l\u00e0 nh\u00f3m r\u1ee7i ro li\u00ean quan t\u1edbi bi\u1ebfn \u0111\u1ed9ng t\u1ef7 gi\u00e1.<\/li>\n\n\n<li><strong>T\u1ef7 gi\u00e1 li\u00ean ng\u00e2n h\u00e0ng USD\/VND<\/strong>: m\u1ee9c t\u1ef7 gi\u00e1 m\u00e0 c\u00e1c ng\u00e2n h\u00e0ng mua b\u00e1n USD v\u1edbi nhau. M\u1ee9c n\u00e0y th\u01b0\u1eddng n\u1eb1m gi\u1eefa t\u1ef7 gi\u00e1 trung t\u00e2m ch\u00ednh th\u1ee9c v\u00e0 gi\u00e1 ni\u00eam y\u1ebft b\u00e1n l\u1ebb.<\/li>\n\n\n<li><strong>T\u1ef7 gi\u00e1 b\u00e1n l\u1ebb<\/strong>: gi\u00e1 mua v\u00e0 gi\u00e1 b\u00e1n m\u00e0 m\u1ed9t ng\u00e2n h\u00e0ng ni\u00eam y\u1ebft cho kh\u00e1ch h\u00e0ng, ch\u1eb3ng h\u1ea1n c\u00e1c m\u1ee9c gi\u00e1 c\u1ee7a Vietcombank v\u00e0 BIDV n\u00eau \u1edf tr\u00ean.<\/li>\n\n\n<li><strong>T\u1ef7 gi\u00e1 th\u1ecb tr\u01b0\u1eddng t\u1ef1 do<\/strong>: gi\u00e1 phi ch\u00ednh th\u1ee9c tr\u00ean th\u1ecb tr\u01b0\u1eddng ngo\u00e0i, \u0111\u01b0\u1ee3c c\u00e1c b\u00e1o nh\u01b0 cafef.vn \u0111\u01b0a tin ri\u00eang.<\/li>\n\n\n<li><strong>DXY<\/strong>, ch\u1ec9 s\u1ed1 \u0111\u00f4 la M\u1ef9: th\u01b0\u1edbc \u0111o gi\u00e1 tr\u1ecb \u0111\u1ed3ng USD so v\u1edbi m\u1ed9t gi\u1ecf c\u00e1c \u0111\u1ed3ng ti\u1ec1n ch\u1ee7 ch\u1ed1t, th\u01b0\u1eddng \u0111\u01b0\u1ee3c d\u1eabn ra l\u00e0m b\u1ed1i c\u1ea3nh to\u00e0n c\u1ea7u m\u1ed7i khi m\u1ed9t th\u1ecb tr\u01b0\u1eddng m\u1edbi n\u1ed5i c\u00f3 t\u1ef7 gi\u00e1 trung t\u00e2m gi\u1ea3m.<\/li>\n\n\n<li><strong>SME<\/strong>, vi\u1ebft t\u1eaft c\u1ee7a small and medium enterprise, t\u1ee9c doanh nghi\u1ec7p nh\u1ecf v\u00e0 v\u1eeba: nh\u00f3m kh\u00e1ch h\u00e0ng vay \u0111\u01b0\u1ee3c n\u00eau t\u00ean trong \u0111\u1ec1 ngh\u1ecb t\u00edn d\u1ee5ng \u01b0u \u0111\u00e3i c\u1ee7a NHNN.<\/li>\n\n\n<li><strong>\u0110i\u1ec3m c\u01a1 b\u1ea3n<\/strong>: m\u1ed9t ph\u1ea7n tr\u0103m c\u1ee7a m\u1ed9t ph\u1ea7n tr\u0103m, \u0111\u01a1n v\u1ecb th\u00f4ng d\u1ee5ng \u0111\u1ec3 m\u00f4 t\u1ea3 m\u1ee9c thay \u0111\u1ed5i l\u00e3i su\u1ea5t v\u00e0 t\u1ef7 gi\u00e1.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">\u0110\u1ecdc Hi\u1ec3u Vi\u1ec7c T\u1ef7 Gi\u00e1 Trung T\u00e2m Gi\u1ea3m M\u00e0 Kh\u00f4ng Suy Di\u1ec5n Qu\u00e1 M\u1ee9c<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Khi t\u1ef7 gi\u00e1 trung t\u00e2m gi\u1ea3m, sai s\u00f3t ph\u1ed5 bi\u1ebfn nh\u1ea5t l\u00e0 coi t\u1ef7 gi\u00e1 tham chi\u1ebfu l\u00e0 m\u1ee9c t\u1ef7 gi\u00e1 m\u00e0 b\u1ea1n th\u1ef1c s\u1ef1 giao d\u1ecbch. N\u00f3 kh\u00f4ng ph\u1ea3i nh\u01b0 v\u1eady. M\u1ed9t doanh nghi\u1ec7p c\u1ea7n \u0111\u1ed5i USD s\u1ebd giao d\u1ecbch theo gi\u00e1 ni\u00eam y\u1ebft b\u00e1n l\u1ebb c\u1ee7a ng\u00e2n h\u00e0ng m\u00ecnh, m\u00e0 gi\u00e1 \u0111\u00f3 trong ng\u00e0y 14\/8\/2026 l\u1ea1i \u0111i l\u00ean \u1edf Vietcombank v\u00e0 BIDV ngay c\u1ea3 khi m\u1ee9c trung t\u00e2m \u0111i xu\u1ed1ng. L\u1eadp ng\u00e2n s\u00e1ch theo m\u1ee9c trung t\u00e2m sau khi t\u1ef7 gi\u00e1 trung t\u00e2m gi\u1ea3m s\u1ebd khi\u1ebfn b\u1ea1n t\u00ednh thi\u1ebfu chi ph\u00ed mua USD.<\/p>\n\n\n<p class=\"wp-block-paragraph\">Sai s\u00f3t th\u1ee9 hai l\u00e0 suy ra m\u1ed9t xu h\u01b0\u1edbng t\u1eeb m\u1ed9t phi\u00ean giao d\u1ecbch. Di\u1ec5n bi\u1ebfn \u0111\u01b0\u1ee3c \u0111\u01b0a tin ch\u1ec9 l\u00e0 m\u1ee9c thay \u0111\u1ed5i c\u1ee7a m\u1ed9t ng\u00e0y, ti\u1ebfp sau kho\u1ea3ng ba tu\u1ea7n \u0111i l\u00ean. Vi\u1ec7c t\u1ef7 gi\u00e1 trung t\u00e2m gi\u1ea3m v\u1edbi \u0111\u1ed9 l\u1edbn nh\u01b0 v\u1eady, x\u00e9t ri\u00eang l\u1ebb, ch\u1ec9 cho b\u1ea1n bi\u1ebft h\u01b0\u1edbng m\u00e0 NHNN \u0111\u00e3 ch\u1ecdn trong m\u1ed9t bu\u1ed5i s\u00e1ng. N\u00f3 kh\u00f4ng cho b\u1ea1n bi\u1ebft m\u1ee9c trung t\u00e2m s\u1ebd \u1edf \u0111\u00e2u v\u00e0o th\u00e1ng sau, v\u00e0 kh\u00f4ng c\u00f3 n\u1ed9i dung n\u00e0o trong c\u00e1c b\u1ea3n tin \u0111\u01b0\u1ee3c d\u1eabn \u1edf \u0111\u00e2y d\u1ef1 b\u00e1o \u0111i\u1ec1u \u0111\u00f3.<\/p>\n\n\n<p class=\"wp-block-paragraph\">Sai s\u00f3t th\u1ee9 ba l\u00e0 cho r\u1eb1ng t\u1ef7 gi\u00e1 tham chi\u1ebfu v\u00e0 t\u1ef7 gi\u00e1 th\u1ecb tr\u01b0\u1eddng bu\u1ed9c ph\u1ea3i kh\u1edbp nhau. Trong ng\u00e0y t\u1ef7 gi\u00e1 trung t\u00e2m gi\u1ea3m, ch\u00fang \u0111\u00e3 ph\u00e2n k\u1ef3. Sai s\u00f3t th\u1ee9 t\u01b0 l\u00e0 so s\u00e1nh m\u1ee9c thay \u0111\u1ed5i t\u1eeb \u0111\u1ea7u n\u0103m m\u00e0 kh\u00f4ng n\u00eau r\u00f5 ng\u00e0y g\u1ed1c, b\u1edfi m\u1ed9t \u0111i\u1ec3m kh\u1edfi \u0111\u1ea7u kh\u00e1c s\u1ebd cho ra m\u1ed9t t\u1ef7 l\u1ec7 ph\u1ea7n tr\u0103m kh\u00e1c. M\u1ed7i khi b\u1ea1n d\u1eabn m\u1ed9t m\u1ee9c thay \u0111\u1ed5i quanh th\u1eddi \u0111i\u1ec3m t\u1ef7 gi\u00e1 trung t\u00e2m gi\u1ea3m, h\u00e3y n\u00eau r\u00f5 hai m\u1ed1c th\u1eddi gian \u0111ang so s\u00e1nh v\u00e0 ngu\u1ed3n c\u1ee7a t\u1eebng m\u1ed1c.<\/p>\n\n\n<p class=\"wp-block-paragraph\">M\u1ed9t l\u01b0u \u00fd cu\u1ed1i v\u1ec1 quan h\u1ec7 nh\u00e2n qu\u1ea3. Cu\u1ed9c h\u1ecdp ng\u00e0y 13\/8\/2026 v\u00e0 \u0111\u1ed9ng th\u00e1i ng\u00e0y 14\/8\/2026 di\u1ec5n ra n\u1ed1i ti\u1ebfp nhau, v\u00e0 cafef.vn \u0111\u01b0a tin r\u1eb1ng ch\u00fang nh\u1ea5t qu\u00e1n v\u1ec1 h\u01b0\u1edbng. Coi cu\u1ed9c h\u1ecdp l\u00e0 nguy\u00ean nh\u00e2n duy nh\u1ea5t v\u00e0 \u0111\u00e3 \u0111\u01b0\u1ee3c ch\u1ee9ng minh c\u1ee7a vi\u1ec7c t\u1ef7 gi\u00e1 trung t\u00e2m gi\u1ea3m l\u00e0 \u0111i xa h\u01a1n nh\u1eefng g\u00ec c\u00e1c b\u1ea3n tin \u0111\u01b0\u1ee3c d\u1eabn c\u00f3 th\u1ec3 kh\u1eb3ng \u0111\u1ecbnh.<\/p>\n\n\n<h2 class=\"wp-block-heading\">T\u1ef7 Gi\u00e1 Trung T\u00e2m Gi\u1ea3m \u1ea2nh H\u01b0\u1edfng T\u1edbi T\u1eebng Nh\u00f3m Ra Sao<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">C\u00f9ng m\u1ed9t t\u1ed5 h\u1ee3p ch\u00ednh s\u00e1ch s\u1ebd t\u00e1c \u0111\u1ed9ng kh\u00e1c nhau t\u00f9y v\u00e0o vi\u1ec7c doanh nghi\u1ec7p \u0111\u1ee9ng \u1edf ph\u00eda n\u00e0o c\u1ee7a \u0111\u1ed3ng USD. M\u1ecdi c\u00e1ch \u0111\u1ecdc d\u01b0\u1edbi \u0111\u00e2y ch\u1ec9 suy ra t\u1eeb c\u00e1c con s\u1ed1 \u0111\u00e3 d\u1eabn \u1edf tr\u00ean.<\/p>\n\n\n<h3 class=\"wp-block-heading\">Nh\u00e0 Nh\u1eadp Kh\u1ea9u<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Nh\u00e0 nh\u1eadp kh\u1ea9u ph\u1ea3i mua USD, n\u00ean m\u1ed9t m\u1ee9c trung t\u00e2m ch\u00ednh th\u1ee9c th\u1ea5p h\u01a1n tr\u00f4ng c\u00f3 v\u1ebb c\u00f3 l\u1ee3i. Ng\u00e0y 14\/8\/2026 th\u00ec kh\u00f4ng, b\u1edfi ngay trong ng\u00e0y t\u1ef7 gi\u00e1 trung t\u00e2m gi\u1ea3m, Vietcombank v\u00e0 BIDV \u0111\u00e3 n\u00e2ng gi\u00e1 b\u00e1n l\u00ean kho\u1ea3ng 26.270 VND m\u1ed7i USD. \u0110i\u1ec1u r\u00fat ra th\u1ef1c t\u1ebf t\u1eeb vi\u1ec7c t\u1ef7 gi\u00e1 trung t\u00e2m gi\u1ea3m \u0111\u1ed1i v\u1edbi nh\u00e0 nh\u1eadp kh\u1ea9u l\u00e0 h\u00e3y \u0111\u1ecbnh gi\u00e1 l\u1ea1i theo gi\u00e1 b\u00e1n c\u1ee7a ng\u00e2n h\u00e0ng thay v\u00ec theo t\u1ef7 gi\u00e1 tham chi\u1ebfu, v\u00e0 x\u00e1c nh\u1eadn l\u1ea1i m\u1ee9c gi\u00e1 \u0111\u00f3 v\u00e0o \u0111\u00fang ng\u00e0y thanh to\u00e1n ch\u1ee9 kh\u00f4ng ph\u1ea3i ng\u00e0y ra tin.<\/p>\n\n\n<h3 class=\"wp-block-heading\">Nh\u00e0 Xu\u1ea5t Kh\u1ea9u<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Nh\u00e0 xu\u1ea5t kh\u1ea9u gi\u1eef kho\u1ea3n ph\u1ea3i thu b\u1eb1ng USD v\u00e0 chuy\u1ec3n \u0111\u1ed5i sang \u0111\u1ed3ng Vi\u1ec7t Nam. Gi\u00e1 mua USD c\u1ee7a ng\u00e2n h\u00e0ng v\u1eefng h\u01a1n, \u0111\u01b0\u1ee3c ghi nh\u1eadn \u1edf kho\u1ea3ng 25.890 VND m\u1ed7i USD ng\u00e0y 14\/8\/2026, gi\u00fap c\u1ea3i thi\u1ec7n s\u1ed1 ti\u1ec1n thu v\u1ec1 khi chuy\u1ec3n \u0111\u1ed5i. Nh\u00e0 xu\u1ea5t kh\u1ea9u l\u00e0 nh\u00f3m m\u00e0 vi\u1ec7c t\u1ef7 gi\u00e1 trung t\u00e2m gi\u1ea3m v\u00e0 ph\u1ea3n \u1ee9ng c\u1ee7a ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u00f9ng ch\u1ec9 v\u1ec1 m\u1ed9t h\u01b0\u1edbng c\u00f3 l\u1ee3i trong ng\u00e0y, d\u00f9 th\u1ecb tr\u01b0\u1eddng t\u1ef1 do d\u1ecbu l\u1ea1i v\u00e0 m\u1ee9c trung t\u00e2m th\u1ea5p h\u01a1n \u0111\u1ec1u l\u00e0 l\u00fd do \u0111\u1ec3 kh\u00f4ng cho r\u1eb1ng \u0111i\u1ec1u \u0111\u00f3 s\u1ebd k\u00e9o d\u00e0i.<\/p>\n\n\n<h3 class=\"wp-block-heading\">B\u1ed9 Ph\u1eadn Ngu\u1ed3n V\u1ed1n Doanh Nghi\u1ec7p<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">C\u00e1c b\u1ed9 ph\u1eadn ngu\u1ed3n v\u1ed1n ph\u1ea3i x\u1eed l\u00fd b\u00e0i to\u00e1n \u0111\u1ed1i chi\u1ebfu. Sau khi t\u1ef7 gi\u00e1 trung t\u00e2m gi\u1ea3m, b\u1ed1n m\u1ee9c t\u1ef7 gi\u00e1 m\u00e0 h\u1ecd theo d\u00f5i c\u00f3 th\u1ec3 kh\u00f4ng kh\u1edbp nhau, n\u00ean c\u1ea7n ch\u1ecdn v\u00e0 ghi r\u00f5 m\u1ed9t m\u1ed1c tham chi\u1ebfu n\u1ed9i b\u1ed9 duy nh\u1ea5t. D\u00f9 ch\u1ecdn m\u1ed1c n\u00e0o, b\u00e1o c\u00e1o tr\u1ea1ng th\u00e1i r\u1ee7i ro c\u0169ng n\u00ean th\u1ec3 hi\u1ec7n m\u1ee9c trung t\u00e2m, gi\u00e1 ni\u00eam y\u1ebft b\u00e1n l\u1ebb th\u1ef1c s\u1ef1 \u0111\u00e3 d\u00f9ng, v\u00e0 ng\u00e0y ch\u1ed1t s\u1ed1 li\u1ec7u, \u0111\u1ec3 ng\u01b0\u1eddi \u0111\u1ecdc sau n\u00e0y c\u00f3 th\u1ec3 d\u1ef1ng l\u1ea1i con s\u1ed1 m\u00e0 kh\u00f4ng ph\u1ea3i ph\u1ecfng \u0111o\u00e1n.<\/p>\n\n\n<h3 class=\"wp-block-heading\">Ng\u00e2n H\u00e0ng V\u00e0 T\u1ed5 Ch\u1ee9c Cho Vay<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Khi t\u1ef7 gi\u00e1 trung t\u00e2m gi\u1ea3m, ng\u00e2n h\u00e0ng \u0111\u1ee9ng \u1edf c\u1ea3 hai ph\u00eda. H\u1ecd v\u1eeba ni\u00eam y\u1ebft t\u1ef7 gi\u00e1 ngo\u1ea1i h\u1ed1i, v\u1eeba \u0111\u1ed3ng th\u1eddi gi\u1ea3m l\u00e3i su\u1ea5t cho vay kho\u1ea3ng 1 \u0111\u1ebfn 2,5 ph\u1ea7n tr\u0103m m\u1ed7i n\u0103m. Bi\u00ean l\u00e3i kho\u1ea3ng 0,79 ph\u1ea7n tr\u0103m c\u1ee7a Sacombank cho th\u1ea5y ph\u00eda cho vay \u0111\u00e3 b\u1ecb n\u00e9n \u0111\u1ebfn m\u1ee9c n\u00e0o. V\u1edbi c\u00e1c t\u1ed5 ch\u1ee9c cho vay, vi\u1ec7c t\u1ef7 gi\u00e1 trung t\u00e2m gi\u1ea3m ch\u1ee7 y\u1ebfu l\u00e0 m\u1ed9t t\u00edn hi\u1ec7u \u1ed5n \u0111\u1ecbnh, c\u00f2n \u0111\u1ec1 ngh\u1ecb t\u00edn d\u1ee5ng \u01b0u \u0111\u00e3i cho SME m\u1edbi l\u00e0 y\u1ebfu t\u1ed1 th\u1ef1c s\u1ef1 t\u00e1c \u0111\u1ed9ng t\u1edbi b\u00e1o c\u00e1o k\u1ebft qu\u1ea3 kinh doanh c\u1ee7a h\u1ecd.<\/p>\n\n\n<h3 class=\"wp-block-heading\">Nh\u00e0 \u0110\u1ea7u T\u01b0 N\u01b0\u1edbc Ngo\u00e0i<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Nh\u00e0 \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i quan t\u00e2m t\u1edbi s\u1ef1 \u1ed5n \u0111\u1ecbnh c\u1ee7a \u0111\u1ed3ng ti\u1ec1n h\u01a1n l\u00e0 t\u1edbi b\u1ea5t k\u1ef3 m\u1ee9c trung t\u00e2m \u0111\u01a1n l\u1ebb n\u00e0o. Ch\u1ec9 \u0111\u1ea1o ng\u00e0y 13\/8\/2026 c\u1ee7a Th\u1ee7 t\u01b0\u1edbng v\u1ec1 \u0111i\u1ec1u h\u00e0nh t\u1ef7 gi\u00e1 linh ho\u1ea1t v\u00e0 can thi\u1ec7p khi c\u1ea7n thi\u1ebft \u0111\u1ec3 gi\u1eef \u1ed5n \u0111\u1ecbnh \u0111\u1ed3ng ti\u1ec1n ch\u00ednh l\u00e0 ph\u1ea7n n\u00f3i v\u1edbi h\u1ecd nhi\u1ec1u nh\u1ea5t trong di\u1ec5n bi\u1ebfn n\u00e0y. Vi\u1ec7c t\u1ef7 gi\u00e1 trung t\u00e2m gi\u1ea3m ngay ng\u00e0y h\u00f4m sau l\u00e0 b\u1eb1ng ch\u1ee9ng cho th\u1ea5y ch\u1ec9 \u0111\u1ea1o \u0111\u00f3 \u0111\u00e3 \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n theo m\u1ed9t h\u00ecnh th\u1ee9c n\u00e0o \u0111\u00f3.<\/p>\n\n\n<h3 class=\"wp-block-heading\">Doanh Nghi\u1ec7p \u0110ang C\u00f3 N\u1ee3 B\u1eb1ng USD<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">M\u1ed9t doanh nghi\u1ec7p tr\u1ea3 n\u1ee3 b\u1eb1ng \u0111\u1ed3ng USD t\u1eeb ngu\u1ed3n thu b\u1eb1ng \u0111\u1ed3ng Vi\u1ec7t Nam s\u1ebd \u0111\u01b0\u1ee3c l\u1ee3i khi \u0111\u1ed3ng Vi\u1ec7t Nam m\u1ea1nh l\u00ean so v\u1edbi \u0111\u1ed3ng USD. Vi\u1ec7c t\u1ef7 gi\u00e1 trung t\u00e2m gi\u1ea3m ch\u1ec9 v\u1ec1 h\u01b0\u1edbng \u0111\u00f3, nh\u01b0ng ch\u00ednh t\u1ef7 gi\u00e1 b\u00e1n l\u1ebb v\u00e0 t\u1ef7 gi\u00e1 li\u00ean ng\u00e2n h\u00e0ng m\u1edbi quy\u1ebft \u0111\u1ecbnh chi ph\u00ed mua USD \u0111\u1ec3 th\u1ef1c hi\u1ec7n thanh to\u00e1n. \u0110\u1eebng ghi nh\u1eadn m\u1ed9t kho\u1ea3n l\u00e3i t\u1eeb vi\u1ec7c t\u1ef7 gi\u00e1 trung t\u00e2m gi\u1ea3m cho t\u1edbi khi giao d\u1ecbch chuy\u1ec3n \u0111\u1ed5i th\u1ef1c s\u1ef1 \u0111\u00e3 \u0111\u01b0\u1ee3c ng\u00e2n h\u00e0ng c\u1ee7a b\u1ea1n b\u00e1o gi\u00e1.<\/p>\n\n\n<h3 class=\"wp-block-heading\">H\u1ed9 Gia \u0110\u00ecnh<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">H\u1ed9 gia \u0111\u00ecnh ph\u1ea7n l\u1edbn ti\u1ebfp x\u00fac v\u1edbi c\u00e1c m\u1ee9c t\u1ef7 gi\u00e1 n\u00e0y qua ki\u1ec1u h\u1ed1i, ti\u1ec1n \u0111i du l\u1ecbch v\u00e0 gi\u00e1 v\u1ed1n vay. So v\u1edbi vi\u1ec7c t\u1ef7 gi\u00e1 trung t\u00e2m gi\u1ea3m, c\u00e1c \u0111\u1ee3t gi\u1ea3m l\u00e3i su\u1ea5t l\u00e0 thay \u0111\u1ed5i c\u1ee5 th\u1ec3 h\u01a1n \u1edf \u0111\u00e2y: m\u1ee9c gi\u1ea3m 0,5 ph\u1ea7n tr\u0103m c\u1ee7a NCB t\u1eeb ng\u00e0y 10\/8\/2026 v\u00e0 m\u1ee9c gi\u1ea3m t\u1edbi 2 ph\u1ea7n tr\u0103m c\u1ee7a Sacombank cho t\u1edbi h\u1ebft n\u0103m 2026 \u0111\u1ec1u \u00e1p d\u1ee5ng cho c\u00e1c g\u00f3i vay c\u00e1 nh\u00e2n. B\u1ea3n th\u00e2n vi\u1ec7c t\u1ef7 gi\u00e1 trung t\u00e2m gi\u1ea3m ch\u1ec9 \u0111\u1ebfn v\u1edbi h\u1ed9 gia \u0111\u00ecnh qua gi\u00e1 ni\u00eam y\u1ebft t\u1ea1i qu\u1ea7y giao d\u1ecbch b\u00e1n l\u1ebb.<\/p>\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1200\" height=\"630\" src=\"https:\/\/blog.datacore.vn\/wp-content\/uploads\/2026\/08\/nhnn-exchange-rate-4.jpg\" alt=\"Bi\u1ec3u \u0111\u1ed3 c\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p khi t\u1ef7 gi\u00e1 trung t\u00e2m gi\u1ea3m cho b\u1ed9 ph\u1eadn t\u00e0i ch\u00ednh\" class=\"wp-image-3969\" srcset=\"https:\/\/blog.datacore.vn\/wp-content\/uploads\/2026\/08\/nhnn-exchange-rate-4.jpg 1200w, https:\/\/blog.datacore.vn\/wp-content\/uploads\/2026\/08\/nhnn-exchange-rate-4-300x158.jpg 300w, https:\/\/blog.datacore.vn\/wp-content\/uploads\/2026\/08\/nhnn-exchange-rate-4-1024x538.jpg 1024w, https:\/\/blog.datacore.vn\/wp-content\/uploads\/2026\/08\/nhnn-exchange-rate-4-768x403.jpg 768w, https:\/\/blog.datacore.vn\/wp-content\/uploads\/2026\/08\/nhnn-exchange-rate-4-18x9.jpg 18w\" sizes=\"auto, (max-width: 1200px) 100vw, 1200px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\">Danh S\u00e1ch Ki\u1ec3m Tra Th\u1ef1c T\u1ebf Sau Khi T\u1ef7 Gi\u00e1 Trung T\u00e2m Gi\u1ea3m<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Danh s\u00e1ch ki\u1ec3m tra n\u00e0y ch\u1ec9 d\u00f9ng nh\u1eefng th\u00f4ng tin \u0111\u00e3 \u0111\u01b0\u1ee3c tr\u00ecnh b\u00e0y trong b\u00e0i vi\u1ebft. \u0110\u00e2y l\u00e0 h\u01b0\u1edbng d\u1eabn quy tr\u00ecnh cho b\u1ed9 ph\u1eadn t\u00e0i ch\u00ednh, kh\u00f4ng ph\u1ea3i m\u1ed9t quan \u0111i\u1ec3m th\u1ecb tr\u01b0\u1eddng v\u00e0 kh\u00f4ng ph\u1ea3i khuy\u1ebfn ngh\u1ecb giao d\u1ecbch.<\/p>\n\n\n<ul class=\"wp-block-list\">\n<li>L\u1ea5y l\u1ea1i gi\u00e1 mua v\u00e0 gi\u00e1 b\u00e1n tr\u1ef1c ti\u1ebfp c\u1ee7a ng\u00e2n h\u00e0ng b\u1ea1n v\u00e0o \u0111\u00fang ng\u00e0y thanh to\u00e1n. \u0110\u1eebng d\u00f9ng l\u1ea1i t\u1ef7 gi\u00e1 tham chi\u1ebfu \u0111\u01b0\u1ee3c \u0111\u01b0a tin v\u00e0o ng\u00e0y t\u1ef7 gi\u00e1 trung t\u00e2m gi\u1ea3m.<\/li>\n\n\n<li>Ghi r\u00f5 ng\u00e0y ch\u1ed1t s\u1ed1 li\u1ec7u v\u00e0 ngu\u1ed3n ngay b\u00ean c\u1ea1nh m\u1ecdi m\u1ee9c t\u1ef7 gi\u00e1 trong b\u00e1o c\u00e1o tr\u1ea1ng th\u00e1i r\u1ee7i ro, v\u00ed d\u1ee5 m\u1ee9c trung t\u00e2m 25.561 VND ng\u00e0y 14\/8\/2026 theo Th\u1eddi B\u00e1o Ng\u00e2n H\u00e0ng.<\/li>\n\n\n<li>T\u00e1ch d\u00f2ng ngo\u1ea1i h\u1ed1i kh\u1ecfi d\u00f2ng l\u00e3i su\u1ea5t. C\u00e1c \u0111\u1ee3t gi\u1ea3m l\u00e3i su\u1ea5t cho vay kho\u1ea3ng 1 \u0111\u1ebfn 2,5 ph\u1ea7n tr\u0103m m\u1ed7i n\u0103m l\u00e0 m\u1ed9t t\u00e1c \u0111\u1ed9ng ri\u00eang bi\u1ec7t so v\u1edbi bi\u1ebfn \u0111\u1ed9ng c\u1ee7a m\u1ee9c trung t\u00e2m.<\/li>\n\n\n<li>H\u1ecfi ng\u00e2n h\u00e0ng quan h\u1ec7 c\u1ee7a b\u1ea1n b\u1eb1ng v\u0103n b\u1ea3n xem c\u00e1c \u0111\u1ee3t gi\u1ea3m l\u00e3i su\u1ea5t \u0111\u00e3 c\u00f4ng b\u1ed1 c\u00f3 \u00e1p d\u1ee5ng cho h\u1ea1n m\u1ee9c hi\u1ec7n h\u1eefu c\u1ee7a b\u1ea1n hay ch\u1ec9 cho kho\u1ea3n gi\u1ea3i ng\u00e2n m\u1edbi.<\/li>\n\n\n<li>Ki\u1ec3m tra \u0111i\u1ec1u ki\u1ec7n tham gia c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh t\u00edn d\u1ee5ng \u01b0u \u0111\u00e3i m\u00e0 NHNN \u0111\u1ec1 ngh\u1ecb c\u00e1c ng\u00e2n h\u00e0ng tri\u1ec3n khai t\u1eeb th\u00e1ng 8\/2026, v\u1edbi m\u1ee9c gi\u00e1 th\u1ea5p h\u01a1n \u00edt nh\u1ea5t 1 ph\u1ea7n tr\u0103m m\u1ed7i n\u0103m so v\u1edbi l\u00e3i su\u1ea5t cho vay b\u00ecnh qu\u00e2n c\u1ee7a ng\u00e2n h\u00e0ng.<\/li>\n\n\n<li>Ghi bi\u00ean \u0111\u1ed9 giao d\u1ecbch v\u00e0o ch\u00ednh s\u00e1ch ph\u00f2ng ng\u1eeba r\u1ee7i ro, \u0111\u1ec3 \u0111\u1ed3ng nghi\u1ec7p kh\u00f4ng m\u1eb7c \u0111\u1ecbnh r\u1eb1ng gi\u00e1 ni\u00eam y\u1ebft b\u00e1n l\u1ebb s\u1ebd \u0111i theo m\u1ee9c trung t\u00e2m ch\u00ednh th\u1ee9c.<\/li>\n\n\n<li>Ki\u1ec3m tra l\u1ea1i m\u1ecdi gi\u1ea3 \u0111\u1ecbnh v\u1ec1 t\u1ef7 gi\u00e1 ng\u00e2n s\u00e1ch \u0111\u00e3 \u0111\u1eb7t ra tr\u01b0\u1edbc khi t\u1ef7 gi\u00e1 trung t\u00e2m gi\u1ea3m, v\u00e0 ghi l\u1ea1i ng\u00e0y r\u00e0 so\u00e1t gi\u1ea3 \u0111\u1ecbnh \u0111\u00f3 g\u1ea7n nh\u1ea5t.<\/li>\n\n\n<li>Tr\u00e1nh so s\u00e1nh m\u1ed9t con s\u1ed1 t\u1eeb \u0111\u1ea7u n\u0103m v\u1edbi m\u1ed9t ng\u00e0y g\u1ed1c kh\u00f4ng \u0111\u01b0\u1ee3c n\u00eau r\u00f5. Lu\u00f4n n\u00eau t\u00ean c\u1ea3 hai m\u1ed1c th\u1eddi gian.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">C\u00e2u H\u1ecfi Th\u01b0\u1eddng G\u1eb7p<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">T\u1ef7 gi\u00e1 trung t\u00e2m c\u1ee7a Vi\u1ec7t Nam l\u00e0 g\u00ec?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0110\u00f3 l\u00e0 m\u1ed1c tham chi\u1ebfu USD\/VND h\u1eb1ng ng\u00e0y do Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam (NHNN) c\u00f4ng b\u1ed1 m\u1ed7i bu\u1ed5i s\u00e1ng, \u1ea5n \u0111\u1ecbnh m\u1ee9c trung t\u00e2m c\u1ee7a bi\u00ean \u0111\u1ed9 giao d\u1ecbch m\u00e0 c\u00e1c ng\u00e2n h\u00e0ng d\u00f9ng \u0111\u1ec3 ni\u00eam y\u1ebft gi\u00e1 mua v\u00e0 gi\u00e1 b\u00e1n USD. N\u00f3 kh\u00e1c v\u1edbi t\u1ef7 gi\u00e1 b\u00e1n l\u1ebb m\u00e0 ng\u00e2n h\u00e0ng \u00e1p cho kh\u00e1ch h\u00e0ng, d\u00f9 th\u00f4ng th\u01b0\u1eddng c\u1ea3 hai \u0111\u1ec1u d\u1ecbch chuy\u1ec3n c\u00f9ng h\u01b0\u1edbng theo th\u1eddi gian. Vi\u1ec7c t\u1ef7 gi\u00e1 trung t\u00e2m gi\u1ea3m l\u00e0 vi\u1ec7c h\u1ea1 ch\u00ednh m\u1ee9c trung t\u00e2m \u0111\u01b0\u1ee3c c\u00f4ng b\u1ed1 \u0111\u00f3.<\/p>\n\n\n<h3 class=\"wp-block-heading\">V\u00ec sao t\u1ef7 gi\u00e1 trung t\u00e2m gi\u1ea3m v\u00e0o ng\u00e0y 14\/8\/2026?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">B\u00e1o ch\u00ed nh\u00e0 n\u01b0\u1edbc \u0111\u01b0a tin t\u1ef7 gi\u00e1 trung t\u00e2m gi\u1ea3m sau kho\u1ea3ng ba tu\u1ea7n t\u0103ng li\u00ean t\u1ee5c \u0111\u1ea9y m\u1ee9c n\u00e0y l\u00ean \u0111\u1ec9nh k\u1ef7 l\u1ee5c trong ng\u00e0y. \u0110\u1ed9ng th\u00e1i tr\u00f9ng v\u1edbi cu\u1ed9c h\u1ecdp ng\u00e0y 13\/8\/2026, t\u1ea1i \u0111\u00f3 Th\u1ee7 t\u01b0\u1edbng L\u00ea Minh H\u01b0ng y\u00eau c\u1ea7u ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng \u0111i\u1ec1u h\u00e0nh t\u1ef7 gi\u00e1 linh ho\u1ea1t v\u00e0 can thi\u1ec7p \u0111\u1ec3 gi\u1eef \u1ed5n \u0111\u1ecbnh \u0111\u1ed3ng ti\u1ec1n.<\/p>\n\n\n<h3 class=\"wp-block-heading\">T\u1ef7 gi\u00e1 tham chi\u1ebfu th\u1ea5p h\u01a1n c\u00f3 ngh\u0129a l\u00e0 gi\u00e1 USD t\u1ea1i ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u0169ng gi\u1ea3m theo?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Kh\u00f4ng ph\u1ea3i l\u00fac n\u00e0o c\u0169ng gi\u1ea3m ngay. Ng\u00e0y 14\/8\/2026, Vietcombank v\u00e0 BIDV th\u1ef1c t\u1ebf \u0111\u00e3 n\u00e2ng gi\u00e1 mua v\u00e0 gi\u00e1 b\u00e1n USD b\u00e1n l\u1ebb ngay c\u1ea3 khi t\u1ef7 gi\u00e1 tham chi\u1ebfu ch\u00ednh th\u1ee9c h\u1ea1 nhi\u1ec7t, cho th\u1ea5y hai m\u1ee9c t\u1ef7 gi\u00e1 c\u00f3 th\u1ec3 ph\u00e2n k\u1ef3 trong m\u1ed9t phi\u00ean ho\u1eb7c l\u00e2u h\u01a1n tr\u01b0\u1edbc khi kh\u1edbp l\u1ea1i. \u0110\u00f3 l\u00e0 l\u01b0u \u00fd quan tr\u1ecdng nh\u1ea5t v\u1ec1 b\u1ea5t k\u1ef3 l\u1ea7n t\u1ef7 gi\u00e1 trung t\u00e2m gi\u1ea3m n\u00e0o.<\/p>\n\n\n<h3 class=\"wp-block-heading\">Vi\u1ec7c t\u1ef7 gi\u00e1 trung t\u00e2m gi\u1ea3m li\u00ean h\u1ec7 th\u1ebf n\u00e0o v\u1edbi c\u00e1c \u0111\u1ee3t gi\u1ea3m l\u00e3i su\u1ea5t cho vay?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">C\u1ea3 hai \u0111\u1ed9ng th\u00e1i \u0111\u1ec1u xu\u1ea5t ph\u00e1t t\u1eeb c\u00f9ng m\u1ed9t \u0111\u1ecbnh h\u01b0\u1edbng ch\u00ednh s\u00e1ch. C\u00f9ng tu\u1ea7n t\u1ef7 gi\u00e1 trung t\u00e2m gi\u1ea3m, c\u00e1c ng\u00e2n h\u00e0ng g\u1ed3m NCB v\u00e0 Sacombank \u0111\u00e3 gi\u1ea3m l\u00e3i su\u1ea5t cho vay kho\u1ea3ng 1 \u0111\u1ebfn 2,5 ph\u1ea7n tr\u0103m m\u1ed7i n\u0103m, v\u00e0 NHNN \u0111\u1ec1 ngh\u1ecb c\u00e1c ng\u00e2n h\u00e0ng tri\u1ec3n khai ch\u01b0\u01a1ng tr\u00ecnh t\u00edn d\u1ee5ng \u01b0u \u0111\u00e3i cho SME, h\u1ed7 tr\u1ee3 t\u0103ng tr\u01b0\u1edfng \u0111\u1ed3ng th\u1eddi gi\u1eef \u1ed5n \u0111\u1ecbnh \u0111\u1ed3ng ti\u1ec1n.<\/p>\n\n\n<h3 class=\"wp-block-heading\">M\u1ee9c thay \u0111\u1ed5i l\u1edbn \u0111\u1ebfn \u0111\u00e2u?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Th\u1eddi B\u00e1o Ng\u00e2n H\u00e0ng ni\u00eam y\u1ebft t\u1ef7 gi\u00e1 trung t\u00e2m ng\u00e0y 14\/8\/2026 \u1edf m\u1ee9c 25.561 VND, so v\u1edbi m\u1ee9c k\u1ef7 l\u1ee5c 25.566 VND \u0111\u01b0\u1ee3c l\u1eadp tr\u01b0\u1edbc \u0111\u00f3 trong kho\u1ea3ng ba tu\u1ea7n \u0111i l\u00ean. \u0110\u00f3 l\u00e0 hai m\u1ee9c trung t\u00e2m duy nh\u1ea5t m\u00e0 c\u00e1c b\u1ea3n tin \u0111\u01b0\u1ee3c d\u1eabn \u1edf \u0111\u00e2y kh\u1eb3ng \u0111\u1ecbnh, n\u00ean m\u1ecdi tuy\u00ean b\u1ed1 l\u1edbn h\u01a1n v\u1ec1 \u0111\u1ed9 l\u1edbn c\u1ee7a vi\u1ec7c t\u1ef7 gi\u00e1 trung t\u00e2m gi\u1ea3m \u0111\u1ec1u s\u1ebd \u0111i xa h\u01a1n ngu\u1ed3n tin.<\/p>\n\n\n<h3 class=\"wp-block-heading\">Doanh nghi\u1ec7p c\u1ee7a t\u00f4i n\u00ean l\u1eadp ng\u00e2n s\u00e1ch theo m\u1ee9c t\u1ef7 gi\u00e1 n\u00e0o?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">H\u00e3y l\u1eadp ng\u00e2n s\u00e1ch theo m\u1ee9c t\u1ef7 gi\u00e1 b\u1ea1n th\u1ef1c s\u1ef1 s\u1ebd giao d\u1ecbch, t\u1ee9c gi\u00e1 ni\u00eam y\u1ebft c\u1ee7a ng\u00e2n h\u00e0ng b\u1ea1n, v\u00e0 gi\u1eef m\u1ee9c trung t\u00e2m c\u1ee7a NHNN b\u00ean c\u1ea1nh l\u00e0m b\u1ed1i c\u1ea3nh ch\u00ednh s\u00e1ch. Ng\u00e0y 14\/8\/2026 hai m\u1ee9c \u0111\u00f3 ch\u1ec9 v\u1ec1 hai h\u01b0\u1edbng \u0111\u1ed1i l\u1eadp, v\u00e0 \u0111\u00f3 \u0111\u00fang l\u00e0 t\u00ecnh hu\u1ed1ng m\u00e0 m\u1ed9t t\u1ef7 gi\u00e1 ng\u00e2n s\u00e1ch b\u1ec1n v\u1eefng c\u1ea7n ch\u1ecbu \u0111\u1ef1ng \u0111\u01b0\u1ee3c.<\/p>\n\n\n<h3 class=\"wp-block-heading\">\u0110\u00e2y c\u00f3 ph\u1ea3i l\u00e0 s\u1ef1 thay \u0111\u1ed5i c\u01a1 ch\u1ebf t\u1ef7 gi\u00e1 c\u1ee7a Vi\u1ec7t Nam?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Kh\u00f4ng c\u00f3 n\u1ed9i dung n\u00e0o trong c\u00e1c b\u1ea3n tin \u0111\u01b0\u1ee3c d\u1eabn n\u00f3i nh\u01b0 v\u1eady. NHNN v\u1eabn ti\u1ebfp t\u1ee5c c\u00f4ng b\u1ed1 m\u1ee9c trung t\u00e2m h\u1eb1ng ng\u00e0y trong m\u1ed9t bi\u00ean \u0111\u1ed9 giao d\u1ecbch c\u1ea3 tr\u01b0\u1edbc v\u00e0 sau khi t\u1ef7 gi\u00e1 trung t\u00e2m gi\u1ea3m l\u1ea7n n\u00e0y. M\u1ed9t thay \u0111\u1ed5i v\u1ec1 m\u1ee9c \u0111\u1ed9 trong khu\u00f4n kh\u1ed5 hi\u1ec7n h\u00e0nh kh\u00f4ng ph\u1ea3i l\u00e0 thay \u0111\u1ed5i khu\u00f4n kh\u1ed5.<\/p>\n\n\n<h3 class=\"wp-block-heading\">Vi\u1ec7c th\u1ecb tr\u01b0\u1eddng t\u1ef1 do h\u1ea1 nhi\u1ec7t c\u00f3 quan tr\u1ecdng kh\u00f4ng?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0110\u00f3 l\u00e0 m\u1ed9t ph\u00e9p \u0111\u1ed1i chi\u1ebfu h\u1eefu \u00edch. cafef.vn \u0111\u01b0a tin t\u1ef7 gi\u00e1 USD th\u1ecb tr\u01b0\u1eddng t\u1ef1 do \u0111\u00e3 h\u1ea1 nhi\u1ec7t ng\u00e0y 14\/8\/2026, c\u00f9ng h\u01b0\u1edbng v\u1edbi m\u1ee9c trung t\u00e2m ch\u00ednh th\u1ee9c v\u00e0 ng\u01b0\u1ee3c h\u01b0\u1edbng v\u1edbi gi\u00e1 ni\u00eam y\u1ebft b\u00e1n l\u1ebb c\u1ee7a hai ng\u00e2n h\u00e0ng l\u1edbn. Khi ba trong b\u1ed1n m\u1ee9c t\u1ef7 gi\u00e1 d\u1ecbch chuy\u1ec3n c\u00f9ng m\u1ed9t h\u01b0\u1edbng, m\u1ee9c th\u1ee9 t\u01b0 c\u00f3 kh\u1ea3 n\u0103ng mang t\u00ednh ri\u00eang c\u1ee7a ng\u00e2n h\u00e0ng h\u01a1n l\u00e0 mang t\u00ednh to\u00e0n th\u1ecb tr\u01b0\u1eddng.<\/p>\n\n\n<h2 class=\"wp-block-heading\">Ngu\u1ed3n Tham Kh\u1ea3o<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Cafef.vn, \"Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc h\u1ea1 t\u1ef7 gi\u00e1 trung t\u00e2m sau nh\u1ecbp t\u0103ng k\u1ef7 l\u1ee5c\", ng\u00e0y 14\/8\/2026.<\/li>\n\n\n<li>Th\u1eddi B\u00e1o Ng\u00e2n H\u00e0ng, \"S\u00e1ng 14\/8: NHNN ni\u00eam y\u1ebft t\u1ef7 gi\u00e1 trung t\u00e2m \u1edf m\u1ee9c 25.561 \u0111\u1ed3ng\", ng\u00e0y 14\/8\/2026.<\/li>\n\n\n<li>Thanh Ni\u00ean, \"Gi\u00e1 USD h\u00f4m nay 14.8.2026: Ng\u00e2n h\u00e0ng t\u0103ng gi\u00e1\", ng\u00e0y 14\/8\/2026.<\/li>\n\n\n<li>Cafef.vn, \"L\u00e0n s\u00f3ng gi\u1ea3m l\u00e3i su\u1ea5t lan r\u1ed9ng: Lo\u1ea1t ng\u00e2n h\u00e0ng h\u1ea1 1-2,5%\/n\u0103m l\u00e3i su\u1ea5t cho vay\", ng\u00e0y 14\/8\/2026.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Theo D\u00f5i C\u00e1c Doanh Nghi\u1ec7p Ch\u1ecbu \u1ea2nh H\u01b0\u1edfng T\u1eeb Thay \u0110\u1ed5i N\u00e0y<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Bi\u1ebfn \u0111\u1ed9ng t\u1ef7 gi\u00e1 v\u00e0 c\u00e1c \u0111\u1ee3t gi\u1ea3m l\u00e3i su\u1ea5t cho vay t\u00e1c \u0111\u1ed9ng kh\u00f4ng \u0111\u1ed3ng \u0111\u1ec1u t\u1edbi c\u00e1c doanh nghi\u1ec7p thi\u00ean v\u1ec1 xu\u1ea5t nh\u1eadp kh\u1ea9u v\u00e0 t\u1edbi c\u00e1c t\u1ed5 ch\u1ee9c cho vay. Company Intelligence Service c\u1ee7a DataCore theo d\u00f5i s\u1ee9c kh\u1ecfe t\u00e0i ch\u00ednh v\u00e0 c\u00e1c ch\u1ec9 s\u1ed1 nh\u1ea1y c\u1ea3m v\u1edbi ngo\u1ea1i h\u1ed1i c\u1ee7a doanh nghi\u1ec7p v\u00e0 ng\u00e2n h\u00e0ng Vi\u1ec7t Nam, gi\u00fap c\u00e1c \u0111\u1ed9i ng\u0169 nh\u00ecn ra ai \u0111\u01b0\u1ee3c l\u1ee3i v\u00e0 ai b\u1ecb si\u1ebft khi vi\u1ec7c t\u1ef7 gi\u00e1 trung t\u00e2m gi\u1ea3m c\u00f9ng c\u00e1c bi\u1ebfn \u0111\u1ed9ng l\u00e3i su\u1ea5t lan qua n\u1ec1n kinh t\u1ebf. <a href=\"https:\/\/datacore.vn\/vi\/services\/company-trial\" target=\"_blank\" rel=\"noopener\">Kh\u00e1m ph\u00e1 Company Intelligence Service<\/a> \u0111\u1ec3 b\u1eaft \u0111\u1ea7u l\u1eadp b\u1ea3n \u0111\u1ed3 m\u1ee9c \u0111\u1ed9 \u1ea3nh h\u01b0\u1edfng c\u1ee7a ch\u00ednh doanh nghi\u1ec7p b\u1ea1n.<\/p>\n\n\n<p class=\"wp-block-paragraph\"><em>Xu\u1ea5t b\u1ea3n ng\u00e0y 17\/8\/2026. C\u1eadp nh\u1eadt l\u1ea7n cu\u1ed1i ng\u00e0y 17\/8\/2026. B\u00e0i vi\u1ebft n\u00e0y l\u00e0 th\u00f4ng tin chung v\u1ec1 c\u00e1c di\u1ec5n bi\u1ebfn ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7 \u0111\u00e3 \u0111\u01b0\u1ee3c c\u00f4ng b\u1ed1 c\u00f4ng khai t\u1ea1i Vi\u1ec7t Nam. \u0110\u00e2y kh\u00f4ng ph\u1ea3i l\u00e0 t\u01b0 v\u1ea5n \u0111\u1ea7u t\u01b0, t\u01b0 v\u1ea5n ph\u00f2ng ng\u1eeba r\u1ee7i ro, t\u01b0 v\u1ea5n thu\u1ebf hay t\u01b0 v\u1ea5n k\u1ebf to\u00e1n, v\u00e0 kh\u00f4ng khuy\u1ebfn ngh\u1ecb b\u1ea5t k\u1ef3 giao d\u1ecbch n\u00e0o. M\u1ecdi con s\u1ed1 \u0111\u1ec1u theo \u0111\u00fang n\u1ed9i dung c\u00e1c ngu\u1ed3n \u0111\u01b0\u1ee3c n\u00eau t\u00ean \u0111\u00e3 \u0111\u01b0a tin v\u00e0o nh\u1eefng ng\u00e0y \u0111\u00e3 d\u1eabn, v\u00e0 ch\u01b0a \u0111\u01b0\u1ee3c DataCore ki\u1ec3m ch\u1ee9ng \u0111\u1ed9c l\u1eadp.<\/em><\/p>","protected":false},"excerpt":{"rendered":"<p>T\u1ef7 gi\u00e1 trung t\u00e2m gi\u1ea3m ng\u00e0y 14\/8\/2026 khi Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc h\u1ea1 m\u1ee9c USD\/VND gi\u1eefa l\u00e0n s\u00f3ng gi\u1ea3m l\u00e3i su\u1ea5t. Doanh nghi\u1ec7p Vi\u1ec7t c\u1ea7n l\u01b0u \u00fd nh\u1eefng g\u00ec.<\/p>","protected":false},"author":19,"featured_media":3966,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","_uag_custom_page_level_css":"","_swt_meta_header_display":false,"_swt_meta_footer_display":false,"_swt_meta_site_title_display":false,"_swt_meta_sticky_header":false,"_swt_meta_transparent_header":false,"footnotes":""},"categories":[19],"tags":[2353,2832,697,2927],"class_list":["post-3971","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog-vi","tag-chinh-sach-tien-te-vi","tag-dc-2026-w33-vi-vi","tag-ngan-hang-viet-nam-vi","tag-ty-gia-vi"],"uagb_featured_image_src":{"full":["https:\/\/blog.datacore.vn\/wp-content\/uploads\/2026\/08\/nhnn-exchange-rate-1.jpg",1200,630,false],"thumbnail":["https:\/\/blog.datacore.vn\/wp-content\/uploads\/2026\/08\/nhnn-exchange-rate-1-150x150.jpg",150,150,true],"medium":["https:\/\/blog.datacore.vn\/wp-content\/uploads\/2026\/08\/nhnn-exchange-rate-1-300x158.jpg",300,158,true],"medium_large":["https:\/\/blog.datacore.vn\/wp-content\/uploads\/2026\/08\/nhnn-exchange-rate-1-768x403.jpg",768,403,true],"large":["https:\/\/blog.datacore.vn\/wp-content\/uploads\/2026\/08\/nhnn-exchange-rate-1-1024x538.jpg",1024,538,true],"1536x1536":["https:\/\/blog.datacore.vn\/wp-content\/uploads\/2026\/08\/nhnn-exchange-rate-1.jpg",1200,630,false],"2048x2048":["https:\/\/blog.datacore.vn\/wp-content\/uploads\/2026\/08\/nhnn-exchange-rate-1.jpg",1200,630,false],"trp-custom-language-flag":["https:\/\/blog.datacore.vn\/wp-content\/uploads\/2026\/08\/nhnn-exchange-rate-1-18x9.jpg",18,9,true]},"uagb_author_info":{"display_name":"DataCore Marketing","author_link":"https:\/\/blog.datacore.vn\/vi\/author\/datacore_marketing\/"},"uagb_comment_info":0,"uagb_excerpt":"T\u1ef7 gi\u00e1 trung t\u00e2m gi\u1ea3m ng\u00e0y 14\/8\/2026 khi Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc h\u1ea1 m\u1ee9c USD\/VND gi\u1eefa l\u00e0n s\u00f3ng gi\u1ea3m l\u00e3i su\u1ea5t. Doanh nghi\u1ec7p Vi\u1ec7t c\u1ea7n l\u01b0u \u00fd nh\u1eefng g\u00ec.","_links":{"self":[{"href":"https:\/\/blog.datacore.vn\/vi\/wp-json\/wp\/v2\/posts\/3971","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.datacore.vn\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.datacore.vn\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.datacore.vn\/vi\/wp-json\/wp\/v2\/users\/19"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.datacore.vn\/vi\/wp-json\/wp\/v2\/comments?post=3971"}],"version-history":[{"count":7,"href":"https:\/\/blog.datacore.vn\/vi\/wp-json\/wp\/v2\/posts\/3971\/revisions"}],"predecessor-version":[{"id":4132,"href":"https:\/\/blog.datacore.vn\/vi\/wp-json\/wp\/v2\/posts\/3971\/revisions\/4132"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.datacore.vn\/vi\/wp-json\/wp\/v2\/media\/3966"}],"wp:attachment":[{"href":"https:\/\/blog.datacore.vn\/vi\/wp-json\/wp\/v2\/media?parent=3971"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.datacore.vn\/vi\/wp-json\/wp\/v2\/categories?post=3971"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.datacore.vn\/vi\/wp-json\/wp\/v2\/tags?post=3971"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}