{"id":3036,"date":"2026-07-31T23:21:19","date_gmt":"2026-07-31T16:21:19","guid":{"rendered":"https:\/\/blog.datacore.vn\/?p=3036"},"modified":"2026-08-05T10:41:45","modified_gmt":"2026-08-05T03:41:45","slug":"loi-nhuan-ngan-hang-viet-nam-quy-2-2026","status":"publish","type":"post","link":"https:\/\/blog.datacore.vn\/vi\/loi-nhuan-ngan-hang-viet-nam-quy-2-2026\/","title":{"rendered":"L\u1ee3i Nhu\u1eadn Ng\u00e2n H\u00e0ng Vi\u1ec7t Nam Qu\u00fd 2\/2026: \u00dd Ngh\u0129a V\u1edbi Doanh Nghi\u1ec7p D\u1eef Li\u1ec7u"},"content":{"rendered":"

T\u00f3m t\u1eaft:<\/strong> L\u1ee3i nhu\u1eadn ng\u00e2n h\u00e0ng Vi\u1ec7t Nam \u0111ang l\u00e0 t\u00e2m \u0111i\u1ec3m tu\u1ea7n n\u00e0y khi Vietcombank, VietinBank, MB, SHB v\u00e0 Sacombank c\u00f4ng b\u1ed1 k\u1ebft qu\u1ea3 kinh doanh qu\u00fd 2 n\u0103m 2026, c\u00f9ng v\u1edbi Vingroup, Vietjet v\u00e0 PNJ. \u0110\u00e2y l\u00e0 ph\u00e9p th\u1eed th\u1ef1c t\u1ebf cho t\u1ed1c \u0111\u1ed9 x\u1eed l\u00fd d\u1eef li\u1ec7u t\u00e0i ch\u00ednh c\u00f3 c\u1ea5u tr\u00fac c\u1ee7a c\u00e1c doanh nghi\u1ec7p mua d\u1eef li\u1ec7u.<\/p>\n\n\n\n

C\u00e1c ng\u00e2n h\u00e0ng v\u00e0 doanh nghi\u1ec7p ni\u00eam y\u1ebft l\u1edbn nh\u1ea5t Vi\u1ec7t Nam \u0111ang c\u00f4ng b\u1ed1 b\u00e1o c\u00e1o t\u00e0i ch\u00ednh qu\u00fd 2 n\u0103m 2026 trong tu\u1ea7n n\u00e0y, v\u00e0 nh\u1eefng con s\u1ed1 k\u1ec3 hai c\u00e2u chuy\u1ec7n tr\u00e1i ng\u01b0\u1ee3c. L\u1ee3i nhu\u1eadn ng\u00e2n h\u00e0ng Vi\u1ec7t Nam nh\u00ecn chung v\u1eabn t\u00edch c\u1ef1c, v\u1edbi Vietcombank, VietinBank, MB, SHB v\u00e0 Sacombank \u0111\u1ec1u ghi nh\u1eadn t\u0103ng tr\u01b0\u1edfng, trong khi Vietnam Airlines b\u00e1o l\u00e3i h\u01a1n 3.800 t\u1ef7 \u0111\u1ed3ng trong n\u1eeda \u0111\u1ea7u n\u0103m d\u00f9 chi ph\u00ed nhi\u00ean li\u1ec7u t\u0103ng cao.<\/p>\n

\u1ede chi\u1ec1u ng\u01b0\u1ee3c l\u1ea1i, C\u00f4ng ty C\u1ed5 ph\u1ea7n V\u00e0ng b\u1ea1c \u0110\u00e1 qu\u00fd Ph\u00fa Nhu\u1eadn (PNJ), m\u1ed9t trong nh\u1eefng nh\u00e0 b\u00e1n l\u1ebb trang s\u1ee9c l\u1edbn nh\u1ea5t Vi\u1ec7t Nam, ghi nh\u1eadn kho\u1ea3n l\u1ed7 k\u1ef7 l\u1ee5c g\u1ea7n 283 t\u1ef7 \u0111\u1ed3ng sau khi tr\u00edch l\u1eadp d\u1ef1 ph\u00f2ng 865 t\u1ef7 \u0111\u1ed3ng li\u00ean quan \u0111\u1ebfn ch\u01b0\u01a1ng tr\u00ecnh mua l\u1ea1i v\u00e0ng v\u00e0 kim c\u01b0\u01a1ng.<\/p>\n

\u0110\u1ed1i v\u1edbi c\u00e1c \u0111\u1ed9i ng\u0169 t\u00e0i ch\u00ednh, chuy\u00ean vi\u00ean ph\u00e2n t\u00edch t\u00edn d\u1ee5ng v\u00e0 doanh nghi\u1ec7p mua d\u1eef li\u1ec7u \u0111ang theo d\u00f5i l\u1ee3i nhu\u1eadn ng\u00e2n h\u00e0ng Vi\u1ec7t Nam v\u00e0 k\u1ebft qu\u1ea3 kinh doanh doanh nghi\u1ec7p theo th\u1eddi gian th\u1ef1c, \u0111\u00e2y ch\u00ednh l\u00e0 th\u1eddi \u0111i\u1ec3m m\u00e0 d\u1eef li\u1ec7u t\u00e0i ch\u00ednh r\u1eddi r\u1ea1c, ch\u1eadm tr\u1ec5 ho\u1eb7c t\u1ed5ng h\u1ee3p th\u1ee7 c\u00f4ng tr\u1edf th\u00e0nh g\u00e1nh n\u1eb7ng thay v\u00ec ti\u1ec7n \u00edch.<\/p>\n\n\n\n

V\u00ec sao l\u1ee3i nhu\u1eadn ng\u00e2n h\u00e0ng Vi\u1ec7t Nam quan tr\u1ecdng v\u1edbi doanh nghi\u1ec7p mua d\u1eef li\u1ec7u l\u00fac n\u00e0y?<\/h2>\n\n\n\n

L\u1ee3i nhu\u1eadn ng\u00e2n h\u00e0ng Vi\u1ec7t Nam l\u00e0 m\u1ed9t trong nh\u1eefng ch\u1ec9 b\u00e1o r\u00f5 r\u00e0ng nh\u1ea5t v\u1ec1 d\u00f2ng v\u1ed1n t\u00edn d\u1ee5ng th\u1ef1c s\u1ef1 \u0111ang ch\u1ea3y v\u00e0o n\u1ec1n kinh t\u1ebf. Khi ng\u00e2n h\u00e0ng b\u00e1o c\u00e1o d\u01b0 n\u1ee3 cho vay m\u1edf r\u1ed9ng c\u00f9ng bi\u00ean l\u1ee3i nhu\u1eadn \u1ed5n \u0111\u1ecbnh ho\u1eb7c c\u1ea3i thi\u1ec7n, \u0111i\u1ec1u \u0111\u00f3 th\u01b0\u1eddng cho th\u1ea5y doanh nghi\u1ec7p \u0111ang vay \u0111\u1ec3 \u0111\u1ea7u t\u01b0 ch\u1ee9 kh\u00f4ng ch\u1ec9 \u0111\u1ec3 b\u00f9 \u0111\u1eafp thi\u1ebfu h\u1ee5t. B\u00e1o c\u00e1o qu\u00fd 2 n\u0103m 2026 c\u1ee7a Vietcombank, VietinBank, MB, SHB v\u00e0 Sacombank cho th\u1ea5y xu h\u01b0\u1edbng n\u00e0y v\u1eabn duy tr\u00ec, v\u1edbi t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng ti\u1ebfp t\u1ee5c ngay c\u1ea3 khi c\u01a1 quan qu\u1ea3n l\u00fd theo d\u00f5i s\u00e1t l\u1ea1m ph\u00e1t v\u00e0 \u1ed5n \u0111\u1ecbnh t\u1ef7 gi\u00e1.<\/p>\n

\u0110\u1ed1i v\u1edbi doanh nghi\u1ec7p x\u00e2y d\u1ef1ng m\u00f4 h\u00ecnh r\u1ee7i ro t\u00edn d\u1ee5ng, c\u00f4ng c\u1ee5 so s\u00e1nh ng\u00e0nh ho\u1eb7c b\u1ea3ng \u0111i\u1ec1u khi\u1ec3n d\u00e0nh cho nh\u00e0 \u0111\u1ea7u t\u01b0, con s\u1ed1 l\u1ee3i nhu\u1eadn ng\u00e2n h\u00e0ng th\u00f4 ch\u1ec9 l\u00e0 \u0111i\u1ec3m kh\u1edfi \u0111\u1ea7u. \u0110i\u1ec1u quan tr\u1ecdng v\u1ec1 m\u1eb7t v\u1eadn h\u00e0nh l\u00e0 d\u1eef li\u1ec7u \u0111\u00f3 c\u00f3 \u0111\u1ebfn d\u01b0\u1edbi d\u1ea1ng c\u00f3 c\u1ea5u tr\u00fac, c\u00f3 d\u1ea5u th\u1eddi gian v\u00e0 c\u00f3 th\u1ec3 so s\u00e1nh v\u1edbi c\u00e1c qu\u00fd tr\u01b0\u1edbc m\u00e0 kh\u00f4ng c\u1ea7n nh\u1eadp li\u1ec7u th\u1ee7 c\u00f4ng m\u1ed7i m\u00f9a b\u00e1o c\u00e1o hay kh\u00f4ng.<\/p>\n\n\n\n

Kho\u1ea3n l\u1ed7 c\u1ee7a PNJ n\u00f3i l\u00ean \u0111i\u1ec1u g\u00ec v\u1ec1 bi\u1ebfn \u0111\u1ed9ng l\u1ee3i nhu\u1eadn qu\u00fd 2 n\u0103m 2026?<\/h2>\n\n\n\n

Kho\u1ea3n l\u1ed7 k\u1ef7 l\u1ee5c kho\u1ea3ng 283 t\u1ef7 \u0111\u1ed3ng c\u1ee7a PNJ, xu\u1ea5t ph\u00e1t t\u1eeb kho\u1ea3n tr\u00edch l\u1eadp d\u1ef1 ph\u00f2ng 865 t\u1ef7 \u0111\u1ed3ng cho ch\u01b0\u01a1ng tr\u00ecnh mua l\u1ea1i s\u1ea3n ph\u1ea9m v\u00e0ng v\u00e0 kim c\u01b0\u01a1ng, l\u00e0 l\u1eddi nh\u1eafc nh\u1edf r\u1eb1ng ngay c\u1ea3 c\u00e1c nh\u00e0 b\u00e1n l\u1ebb l\u00e2u n\u0103m c\u0169ng c\u00f3 th\u1ec3 b\u00e1o l\u1ed7 n\u1eb7ng trong m\u1ed9t k\u1ef3 b\u00e1o c\u00e1o v\u00ec l\u00fd do kh\u00f4ng li\u00ean quan \u0111\u1ebfn nhu c\u1ea7u ti\u00eau d\u00f9ng c\u1ed1t l\u00f5i. \u0110\u1ec3 hi\u1ec3u \u0111\u00fang con s\u1ed1 n\u00e0y c\u1ea7n \u0111\u1ecdc k\u1ef9 thuy\u1ebft minh b\u00e1o c\u00e1o, ch\u1ee9 kh\u00f4ng ch\u1ec9 nh\u00ecn v\u00e0o d\u00f2ng l\u1ee3i nhu\u1eadn r\u00f2ng.<\/p>\n

\u0110\u00e2y ch\u00ednh l\u00e0 n\u01a1i ch\u1ea5t l\u01b0\u1ee3ng d\u1eef li\u1ec7u l\u1ee3i nhu\u1eadn ng\u00e2n h\u00e0ng v\u00e0 b\u00e1o c\u00e1o t\u00e0i ch\u00ednh t\u1ea1o ra kh\u00e1c bi\u1ec7t gi\u1eefa t\u00edn hi\u1ec7u h\u1eefu \u00edch v\u00e0 nhi\u1ec5u: m\u1ed9t ngu\u1ed3n d\u1eef li\u1ec7u ch\u1ec9 hi\u1ec3n th\u1ecb l\u00e3i l\u1ed7 t\u1ed5ng qu\u00e1t s\u1ebd g\u1eafn nh\u00e3n PNJ l\u00e0 doanh nghi\u1ec7p g\u1eb7p kh\u00f3 kh\u0103n, trong khi ngu\u1ed3n d\u1eef li\u1ec7u n\u1eafm b\u1eaft \u0111\u01b0\u1ee3c chi ti\u1ebft tr\u00edch l\u1eadp d\u1ef1 ph\u00f2ng s\u1ebd nh\u1eadn di\u1ec7n ch\u00ednh x\u00e1c \u0111\u00e2y l\u00e0 kho\u1ea3n chi ph\u00ed m\u1ed9t l\u1ea7n.<\/p>\n

Vingroup, Vietjet v\u00e0 nhi\u1ec1u t\u00ean tu\u1ed5i ni\u00eam y\u1ebft l\u1edbn kh\u00e1c c\u0169ng \u0111ang c\u00f4ng b\u1ed1 k\u1ebft qu\u1ea3 qu\u00fd 2 n\u0103m 2026 trong c\u00f9ng giai \u0111o\u1ea1n, v\u00e0 nguy\u00ean t\u1eafc t\u01b0\u01a1ng t\u1ef1 \u00e1p d\u1ee5ng cho t\u1ea5t c\u1ea3: xem con s\u1ed1 t\u1ed5ng qu\u00e1t l\u00e0 c\u00e2u h\u1ecfi kh\u1edfi \u0111\u1ea7u, kh\u00f4ng ph\u1ea3i c\u00e2u tr\u1ea3 l\u1eddi cu\u1ed1i c\u00f9ng.<\/p>\n\n\n\n

L\u00e0m sao theo d\u00f5i l\u1ee3i nhu\u1eadn ng\u00e2n h\u00e0ng Vi\u1ec7t Nam m\u00e0 kh\u00f4ng c\u1ea7n nh\u1eadp li\u1ec7u th\u1ee7 c\u00f4ng?<\/h2>\n\n\n\n

Ph\u1ea7n l\u1edbn \u0111\u1ed9i ng\u0169 t\u00e0i ch\u00ednh v\u00e0 r\u1ee7i ro theo d\u00f5i th\u1ecb tr\u01b0\u1eddng Vi\u1ec7t Nam v\u1eabn ph\u1ea3i gh\u00e9p n\u1ed1i d\u1eef li\u1ec7u k\u1ebft qu\u1ea3 kinh doanh t\u1eeb file PDF, b\u1ea3n tin s\u00e0n giao d\u1ecbch v\u00e0 c\u00e1c trang t\u1ed5ng h\u1ee3p tin t\u1ee9c, m\u1ed9t quy tr\u00ecnh ch\u1eadm v\u00e0 d\u1ec5 sai s\u00f3t \u0111\u00fang v\u00e0o l\u00fac t\u1ed1c \u0111\u1ed9 x\u1eed l\u00fd quan tr\u1ecdng nh\u1ea5t.<\/p>\n

D\u1eef li\u1ec7u t\u00ecnh b\u00e1o doanh nghi\u1ec7p<\/strong> c\u00f3 c\u1ea5u tr\u00fac, truy c\u1eadp qua API, bao g\u1ed3m b\u00e1o c\u00e1o t\u00e0i ch\u00ednh, c\u01a1 c\u1ea5u s\u1edf h\u1eefu v\u00e0 h\u1ed3 s\u01a1 ph\u00e1p l\u00fd c\u1ee7a c\u00e1c doanh nghi\u1ec7p ni\u00eam y\u1ebft l\u1eabn t\u01b0 nh\u00e2n t\u1ea1i Vi\u1ec7t Nam, gi\u00fap lo\u1ea1i b\u1ecf b\u01b0\u1edbc nh\u1eadp li\u1ec7u th\u1ee7 c\u00f4ng v\u00e0 cho ph\u00e9p \u0111\u1ed9i ng\u0169 x\u00e2y d\u1ef1ng m\u00f4 h\u00ecnh c\u00f3 th\u1ec3 l\u1eb7p l\u1ea1i thay v\u00ec b\u1ea3ng t\u00ednh r\u1eddi r\u1ea1c.<\/p>\n

\u0110i\u1ec1u n\u00e0y \u0111\u1eb7c bi\u1ec7t quan tr\u1ecdng trong nh\u1eefng tu\u1ea7n cao \u0111i\u1ec3m b\u00e1o c\u00e1o nh\u01b0 hi\u1ec7n t\u1ea1i, khi h\u00e0ng ch\u1ee5c doanh nghi\u1ec7p c\u00f4ng b\u1ed1 c\u00f9ng l\u00fac v\u00e0 chi ph\u00ed c\u1ee7a vi\u1ec7c b\u1ecf s\u00f3t hay ghi sai m\u1ed9t con s\u1ed1 s\u1ebd nh\u00e2n l\u00ean qua m\u1ecdi b\u00e1o c\u00e1o ph\u1ee5 thu\u1ed9c ph\u00eda sau.<\/p>\n\n\n\n

\"L\u1ee3i<\/figure>\n\n\n\n

C\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p<\/h2>\n\n\n\n

Nh\u1eefng ng\u00e2n h\u00e0ng Vi\u1ec7t Nam n\u00e0o \u0111\u00e3 c\u00f4ng b\u1ed1 k\u1ebft qu\u1ea3 kinh doanh qu\u00fd 2 n\u0103m 2026 tu\u1ea7n n\u00e0y?<\/h3>\n\n\n\n

Vietcombank, VietinBank, MB, SHB v\u00e0 Sacombank n\u1eb1m trong s\u1ed1 c\u00e1c ng\u00e2n h\u00e0ng c\u00f4ng b\u1ed1 b\u00e1o c\u00e1o t\u00e0i ch\u00ednh qu\u00fd 2 n\u0103m 2026, c\u00f9ng v\u1edbi c\u00e1c doanh nghi\u1ec7p phi ng\u00e2n h\u00e0ng nh\u01b0 Vingroup, Vietjet v\u00e0 PNJ.<\/p>\n\n\n\n

V\u00ec sao PNJ b\u00e1o l\u1ed7 trong qu\u00fd 2 n\u0103m 2026?<\/h3>\n\n\n\n

PNJ ghi nh\u1eadn kho\u1ea3n l\u1ed7 kho\u1ea3ng 283 t\u1ef7 \u0111\u1ed3ng sau khi tr\u00edch l\u1eadp d\u1ef1 ph\u00f2ng 865 t\u1ef7 \u0111\u1ed3ng li\u00ean quan \u0111\u1ebfn ch\u01b0\u01a1ng tr\u00ecnh mua l\u1ea1i s\u1ea3n ph\u1ea9m v\u00e0ng v\u00e0 kim c\u01b0\u01a1ng, kh\u00f4ng ph\u1ea3i do nhu c\u1ea7u b\u00e1n l\u1ebb c\u1ed1t l\u00f5i s\u1ee5t gi\u1ea3m.<\/p>\n\n\n\n

L\u1ee3i nhu\u1eadn ng\u00e2n h\u00e0ng Vi\u1ec7t Nam c\u00f3 ph\u1ea3i l\u00e0 t\u00edn hi\u1ec7u \u0111\u00e1ng tin c\u1eady v\u1ec1 t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng kh\u00f4ng?<\/h3>\n\n\n\n

Nh\u00ecn chung l\u00e0 c\u00f3. L\u1ee3i nhu\u1eadn ng\u00e2n h\u00e0ng t\u0103ng c\u00f9ng v\u1edbi d\u01b0 n\u1ee3 cho vay m\u1edf r\u1ed9ng, nh\u01b0 th\u1ec3 hi\u1ec7n trong b\u00e1o c\u00e1o qu\u00fd 2 n\u0103m 2026, th\u01b0\u1eddng cho th\u1ea5y t\u00edn d\u1ee5ng \u0111ang ch\u1ea3y v\u00e0o \u0111\u1ea7u t\u01b0 s\u1ea3n xu\u1ea5t thay v\u00ec ch\u1ec9 b\u00f9 \u0111\u1eafp thi\u1ebfu h\u1ee5t, d\u00f9 v\u1eabn c\u1ea7n \u0111\u1ecdc th\u00eam chi ti\u1ebft theo t\u1eebng ng\u00e0nh.<\/p>\n\n\n\n

L\u00e0m sao \u0111\u1ec3 truy c\u1eadp d\u1eef li\u1ec7u t\u00e0i ch\u00ednh doanh nghi\u1ec7p Vi\u1ec7t Nam c\u00f3 c\u1ea5u tr\u00fac thay v\u00ec \u0111\u1ecdc th\u1ee7 c\u00f4ng t\u1eebng b\u00e1o c\u00e1o?<\/h3>\n\n\n\n

C\u00e1c ngu\u1ed3n d\u1eef li\u1ec7u t\u00ecnh b\u00e1o doanh nghi\u1ec7p c\u00f3 c\u1ea5u tr\u00fac cung c\u1ea5p b\u00e1o c\u00e1o t\u00e0i ch\u00ednh, th\u00f4ng tin s\u1edf h\u1eefu v\u00e0 h\u1ed3 s\u01a1 ph\u00e1p l\u00fd qua API cho c\u1ea3 doanh nghi\u1ec7p ni\u00eam y\u1ebft v\u00e0 t\u01b0 nh\u00e2n t\u1ea1i Vi\u1ec7t Nam, gi\u00fap lo\u1ea1i b\u1ecf nhu c\u1ea7u tr\u00edch xu\u1ea5t PDF th\u1ee7 c\u00f4ng m\u1ed7i m\u00f9a b\u00e1o c\u00e1o.<\/p>\n\n\n\n

\u0110\u1ed1i v\u1edbi c\u00e1c \u0111\u1ed9i ng\u0169 c\u1ea7n d\u1eef li\u1ec7u t\u00e0i ch\u00ednh, c\u01a1 c\u1ea5u s\u1edf h\u1eefu v\u00e0 l\u1ecbch s\u1eed h\u1ed3 s\u01a1 ph\u00e1p l\u00fd c\u1ee7a doanh nghi\u1ec7p Vi\u1ec7t Nam d\u01b0\u1edbi d\u1ea1ng c\u00f3 c\u1ea5u tr\u00fac, c\u00f3 th\u1ec3 truy v\u1ea5n thay v\u00ec c\u00e1c file PDF r\u1eddi r\u1ea1c, D\u1ecbch v\u1ee5 T\u00ecnh b\u00e1o Doanh nghi\u1ec7p<\/strong> c\u1ee7a DataCore bao ph\u1ee7 c\u1ea3 doanh nghi\u1ec7p ni\u00eam y\u1ebft v\u00e0 t\u01b0 nh\u00e2n tr\u00ean to\u00e0n th\u1ecb tr\u01b0\u1eddng. Xem th\u00eam: b\u00e0i vi\u1ebft v\u1ec1 tri\u1ec3n v\u1ecdng VN-Index v\u00e0 t\u0103ng tr\u01b0\u1edfng GDP Vi\u1ec7t Nam<\/a> v\u00e0 b\u00e0i ph\u00e2n t\u00edch v\u1ec1 qu\u00e1 tr\u00ecnh s\u1ed1 h\u00f3a d\u1eef li\u1ec7u t\u00e0i ch\u00ednh c\u1ee7a doanh nghi\u1ec7p Vi\u1ec7t Nam<\/a>.<\/p>\n\n

Vietcombank v\u00e0 VietinBank so s\u00e1nh th\u1ebf n\u00e0o trong qu\u00fd 2 n\u0103m 2026?<\/h2>\n

Vietcombank (Ng\u00e2n h\u00e0ng Th\u01b0\u01a1ng m\u1ea1i C\u1ed5 ph\u1ea7n Ngo\u1ea1i th\u01b0\u01a1ng Vi\u1ec7t Nam, HOSE: VCB, ng\u00e0nh ng\u00e2n h\u00e0ng) d\u1eabn \u0111\u1ea7u v\u1ec1 l\u1ee3i nhu\u1eadn ng\u00e2n h\u00e0ng trong qu\u00fd, b\u00e1o c\u00e1o l\u1ee3i nhu\u1eadn r\u00f2ng kho\u1ea3ng 10,9 ngh\u00ecn t\u1ef7 \u0111\u1ed3ng trong qu\u00fd 2 n\u0103m 2026, ti\u1ebfp t\u1ee5c gi\u1eef v\u1ecb tr\u00ed ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i c\u00f3 v\u1ed1n nh\u00e0 n\u01b0\u1edbc sinh l\u1eddi cao nh\u1ea5t.<\/p>\n

VietinBank (Ng\u00e2n h\u00e0ng Th\u01b0\u01a1ng m\u1ea1i C\u1ed5 ph\u1ea7n C\u00f4ng Th\u01b0\u01a1ng Vi\u1ec7t Nam, HOSE: CTG, ng\u00e0nh ng\u00e2n h\u00e0ng) theo sau, v\u1edbi l\u1ee3i nhu\u1eadn ng\u00e2n h\u00e0ng \u0111\u1ea1t kho\u1ea3ng 6,6 ngh\u00ecn t\u1ef7 \u0111\u1ed3ng trong c\u00f9ng k\u1ef3. Kho\u1ea3ng c\u00e1ch gi\u1eefa hai ng\u00e2n h\u00e0ng n\u1edbi r\u1ed9ng nh\u1eb9 so v\u1edbi qu\u00fd 1 n\u0103m 2026, ch\u1ee7 y\u1ebfu do kh\u00e1c bi\u1ec7t v\u1ec1 t\u0103ng tr\u01b0\u1edfng thu nh\u1eadp t\u1eeb ph\u00ed v\u00e0 chi\u1ebfn l\u01b0\u1ee3c tr\u00edch l\u1eadp d\u1ef1 ph\u00f2ng.<\/p>\n

\u0110\u1ed1i v\u1edbi doanh nghi\u1ec7p d\u1eef li\u1ec7u \u0111ang x\u00e2y d\u1ef1ng m\u00f4 h\u00ecnh so s\u00e1nh l\u1ee3i nhu\u1eadn ng\u00e2n h\u00e0ng gi\u1eefa c\u00e1c \u0111\u1ed1i th\u1ee7 c\u00f9ng ng\u00e0nh, s\u1ef1 ph\u00e2n h\u00f3a n\u00e0y quan tr\u1ecdng h\u01a1n t\u1ed5ng s\u1ed1 tuy\u1ec7t \u0111\u1ed1i: n\u00f3 cho th\u1ea5y ch\u1ea5t l\u01b0\u1ee3ng t\u00edn d\u1ee5ng v\u00e0 thu nh\u1eadp ngo\u00e0i l\u00e3i \u0111ang tr\u1edf th\u00e0nh y\u1ebfu t\u1ed1 ph\u00e2n bi\u1ec7t ch\u00ednh gi\u1eefa c\u00e1c ng\u00e2n h\u00e0ng l\u1edbn nh\u1ea5t Vi\u1ec7t Nam, thay v\u00ec ch\u1ec9 \u0111\u01a1n thu\u1ea7n l\u00e0 quy m\u00f4 b\u1ea3ng c\u00e2n \u0111\u1ed1i k\u1ebf to\u00e1n.<\/p>\n

M\u1ed9t ngu\u1ed3n d\u1eef li\u1ec7u doanh nghi\u1ec7p c\u00f3 c\u1ea5u tr\u00fac theo d\u00f5i bi\u00ean l\u00e3i r\u00f2ng, t\u1ef7 l\u1ec7 tr\u00edch l\u1eadp d\u1ef1 ph\u00f2ng v\u00e0 thu nh\u1eadp t\u1eeb ph\u00ed theo t\u1eebng qu\u00fd theo t\u1eebng ng\u00e2n h\u00e0ng gi\u00fap \u0111\u1ed9i ng\u0169 t\u00e0i ch\u00ednh m\u00f4 h\u00ecnh h\u00f3a tr\u1ef1c ti\u1ebfp s\u1ef1 ph\u00e2n h\u00f3a n\u00e0y thay v\u00ec ch\u1edd \u0111\u1ee3i b\u00ecnh lu\u1eadn t\u1eeb c\u00e1c nh\u00e0 ph\u00e2n t\u00edch.<\/p>\n\n

\"Loi
Vietcombank v\u01b0\u1ee3t VietinBank kho\u1ea3ng 4,3 ngh\u00ecn t\u1ef7 \u0111\u1ed3ng l\u1ee3i nhu\u1eadn ng\u00e2n h\u00e0ng trong qu\u00fd 2 n\u0103m 2026, t\u00ednh \u0111\u1ebfn th\u00e1ng 7 n\u0103m 2026 (Ngu\u1ed3n: b\u00e1o c\u00e1o t\u00e0i ch\u00ednh doanh nghi\u1ec7p, qu\u00fd 2 n\u0103m 2026).<\/figcaption><\/figure>\n\n

Bi\u1ebfn \u0111\u1ed9ng l\u1ee3i nhu\u1eadn c\u1ee7a PNJ n\u00f3i l\u00ean \u0111i\u1ec1u g\u00ec v\u1ec1 m\u1ee9c \u0111\u1ed9 bi\u1ebfn \u0111\u1ed9ng c\u1ee7a m\u00f9a b\u00e1o c\u00e1o qu\u00fd 2 n\u0103m 2026?<\/h2>\n

PNJ (C\u00f4ng ty C\u1ed5 ph\u1ea7n V\u00e0ng b\u1ea1c \u0110\u00e1 qu\u00fd Ph\u00fa Nhu\u1eadn, HOSE: PNJ, ng\u00e0nh b\u00e1n l\u1ebb v\u00e0 trang s\u1ee9c) ghi nh\u1eadn kho\u1ea3n l\u1ed7 qu\u00fd k\u1ef7 l\u1ee5c kho\u1ea3ng 283 t\u1ef7 \u0111\u1ed3ng trong qu\u00fd 2 n\u0103m 2026, \u0111\u1ea3o chi\u1ec1u m\u1ea1nh so v\u1edbi kho\u1ea3n l\u00e3i kho\u1ea3ng 220 t\u1ef7 \u0111\u1ed3ng c\u00f9ng k\u1ef3 qu\u00fd 2 n\u0103m 2025.<\/p>\n

S\u1ef1 \u0111\u1ea3o chi\u1ec1u n\u00e0y ch\u1ee7 y\u1ebfu do bi\u1ebfn \u0111\u1ed9ng gi\u00e1 v\u00e0ng v\u00e0 l\u1ed7 \u0111\u00e1nh gi\u00e1 l\u1ea1i h\u00e0ng t\u1ed3n kho li\u00ean quan \u0111\u1ebfn th\u1ecb tr\u01b0\u1eddng v\u00e0ng trong n\u01b0\u1edbc c\u1ee7a Vi\u1ec7t Nam, v\u1ed1n di chuy\u1ec3n \u0111\u1ed9c l\u1eadp v\u1edbi gi\u00e1 v\u00e0ng th\u1ebf gi\u1edbi trong m\u1ed9t ph\u1ea7n c\u1ee7a qu\u00fd.<\/p>\n

\u0110\u1ed1i v\u1edbi doanh nghi\u1ec7p d\u1eef li\u1ec7u, tr\u01b0\u1eddng h\u1ee3p PNJ l\u00e0 m\u1ed9t ph\u00e9p th\u1eed h\u1eefu \u00edch v\u1ec1 c\u00e1ch c\u00e1c c\u00fa s\u1ed1c t\u1eeb m\u1ed9t m\u00e3 c\u1ed5 phi\u1ebfu \u0111\u01a1n l\u1ebb lan truy\u1ec1n qua c\u00e1c b\u1ea3ng theo d\u00f5i c\u1ea5p ng\u00e0nh: m\u1ed9t danh m\u1ee5c ho\u1eb7c danh s\u00e1ch theo d\u00f5i ch\u1ec9 t\u1eadp trung v\u00e0o ng\u00e2n h\u00e0ng s\u1ebd ho\u00e0n to\u00e0n b\u1ecf l\u1ee1 bi\u1ebfn \u0111\u1ed9ng n\u00e0y, trong khi m\u1ed9t ngu\u1ed3n d\u1eef li\u1ec7u \u0111a ng\u00e0nh bao g\u1ed3m b\u00e1n l\u1ebb, trang s\u1ee9c v\u00e0 nguy\u00ean v\u1eadt li\u1ec7u s\u1ebd c\u1ea3nh b\u00e1o r\u1ee7i ro l\u1ee3i nhu\u1eadn theo th\u1eddi gian th\u1ef1c khi d\u1eef li\u1ec7u gi\u00e1 v\u00e0ng ph\u00e2n k\u1ef3 so v\u1edbi h\u01b0\u1edbng d\u1eabn c\u1ee7a doanh nghi\u1ec7p.<\/p>\n\n

\"Bien
PNJ \u0111\u1ea3o chi\u1ec1u t\u1eeb l\u00e3i 220 t\u1ef7 \u0111\u1ed3ng qu\u00fd 2 n\u0103m 2025 sang l\u1ed7 283 t\u1ef7 \u0111\u1ed3ng qu\u00fd 2 n\u0103m 2026, t\u00ednh \u0111\u1ebfn th\u00e1ng 7 n\u0103m 2026 (Ngu\u1ed3n: b\u00e1o c\u00e1o t\u00e0i ch\u00ednh doanh nghi\u1ec7p, qu\u00fd 2 n\u0103m 2026).<\/figcaption><\/figure>\n\n

T\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng n\u1eeda \u0111\u1ea7u n\u0103m 2026 so v\u1edbi n\u0103m tr\u01b0\u1edbc ra sao, v\u00e0 v\u00ec sao doanh nghi\u1ec7p d\u1eef li\u1ec7u c\u1ea7n quan t\u00e2m?<\/h2>\n

T\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng, y\u1ebfu t\u1ed1 d\u1eabn d\u1eaft l\u1ee3i nhu\u1eadn ng\u00e2n h\u00e0ng, to\u00e0n ng\u00e0nh ng\u00e2n h\u00e0ng Vi\u1ec7t Nam \u0111\u1ea1t kho\u1ea3ng 10,4 ph\u1ea7n tr\u0103m trong n\u1eeda \u0111\u1ea7u n\u0103m 2026, t\u0103ng t\u1eeb kho\u1ea3ng 8,2 ph\u1ea7n tr\u0103m trong n\u1eeda \u0111\u1ea7u n\u0103m 2025, theo s\u1ed1 li\u1ec7u t\u1ed5ng h\u1ee3p c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam (NHNN, ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng Vi\u1ec7t Nam).<\/p>\n

T\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng nhanh h\u01a1n th\u01b0\u1eddng h\u1ed7 tr\u1ee3 thu nh\u1eadp l\u00e3i r\u00f2ng c\u1ee7a ng\u00e2n h\u00e0ng trong hai \u0111\u1ebfn ba qu\u00fd ti\u1ebfp theo, \u0111\u00e2y l\u00e0 m\u1ed9t l\u00fd do khi\u1ebfn c\u1ea3 Vietcombank v\u00e0 VietinBank \u0111\u1ec1u ghi nh\u1eadn l\u1ee3i nhu\u1eadn t\u0103ng so v\u1edbi c\u00f9ng k\u1ef3 n\u0103m tr\u01b0\u1edbc d\u00f9 bi\u00ean l\u00e3i r\u00f2ng thu h\u1eb9p \u1edf m\u1ed9t s\u1ed1 ph\u00e2n kh\u00fac. \u0110\u1ed1i v\u1edbi doanh nghi\u1ec7p d\u1eef li\u1ec7u, t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng l\u00e0 ch\u1ec9 b\u00e1o d\u1eabn d\u1eaft d\u1ec5 t\u00ecm \u1edf c\u1ea5p t\u1ed5ng h\u1ee3p nh\u01b0ng kh\u00f3 ph\u00e2n t\u00e1ch theo t\u1eebng ng\u00e2n h\u00e0ng, ng\u00e0nh ho\u1eb7c khu v\u1ef1c n\u1ebfu kh\u00f4ng c\u00f3 ngu\u1ed3n d\u1eef li\u1ec7u c\u00f3 c\u1ea5u tr\u00fac.<\/p>\n

D\u1ecbch v\u1ee5 Company Intelligence c\u1ee7a DataCore theo d\u00f5i l\u1ee3i nhu\u1eadn ng\u00e2n h\u00e0ng v\u00e0 m\u1ee9c \u0111\u1ed9 ti\u1ebfp x\u00fac t\u00edn d\u1ee5ng theo t\u1eebng ng\u00e2n h\u00e0ng song song v\u1edbi d\u1eef li\u1ec7u l\u1ee3i nhu\u1eadn \u0111\u1ec3 \u0111\u1ed9i ng\u0169 r\u1ee7i ro v\u00e0 t\u00e0i ch\u00ednh kh\u00f4ng ph\u1ea3i \u0111\u1ed1i chi\u1ebfu th\u1ee7 c\u00f4ng s\u1ed1 li\u1ec7u t\u1ed5ng h\u1ee3p c\u1ee7a NHNN v\u1edbi b\u00e1o c\u00e1o t\u1eebng ng\u00e2n h\u00e0ng m\u1ed7i m\u00f9a b\u00e1o c\u00e1o.<\/p>\n\n

\"Tang
T\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng, y\u1ebfu t\u1ed1 h\u1ed7 tr\u1ee3 l\u1ee3i nhu\u1eadn ng\u00e2n h\u00e0ng, ng\u00e0nh ng\u00e2n h\u00e0ng Vi\u1ec7t Nam t\u0103ng t\u1ed1c l\u00ean 10,4 ph\u1ea7n tr\u0103m trong n\u1eeda \u0111\u1ea7u n\u0103m 2026 t\u1eeb 8,2 ph\u1ea7n tr\u0103m trong n\u1eeda \u0111\u1ea7u n\u0103m 2025, t\u00ednh \u0111\u1ebfn th\u00e1ng 7 n\u0103m 2026 (Ngu\u1ed3n: s\u1ed1 li\u1ec7u t\u1ed5ng h\u1ee3p Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam, n\u1eeda \u0111\u1ea7u n\u0103m 2026).<\/figcaption><\/figure>\n\n

Qu\u00fd n\u00e0y so v\u1edbi qu\u00fd 1 n\u0103m 2026 v\u00e0 c\u00f9ng k\u1ef3 n\u0103m tr\u01b0\u1edbc ra sao?<\/h2>\n

So v\u1edbi qu\u00fd 1 n\u0103m 2026, c\u1ea3 Vietcombank v\u00e0 VietinBank \u0111\u1ec1u ghi nh\u1eadn l\u1ee3i nhu\u1eadn ng\u00e2n h\u00e0ng t\u0103ng theo qu\u00fd, ph\u00f9 h\u1ee3p v\u1edbi m\u00f4 h\u00ecnh m\u00f9a v\u1ee5 trong \u0111\u00f3 c\u00e1c ng\u00e2n h\u00e0ng Vi\u1ec7t Nam th\u01b0\u1eddng ghi nh\u1eadn thu nh\u1eadp ph\u00ed m\u1ea1nh h\u01a1n trong qu\u00fd 2 khi gi\u1ea3i ng\u00e2n cho vay doanh nghi\u1ec7p t\u0103ng t\u1ed1c sau giai \u0111o\u1ea1n ch\u1eadm l\u1ea1i quanh T\u1ebft trong qu\u00fd 1.<\/p>\n

So v\u1edbi qu\u00fd 2 n\u0103m 2025, t\u1ed1c \u0111\u1ed9 t\u0103ng tr\u01b0\u1edfng theo n\u0103m c\u1ee7a hai ng\u00e2n h\u00e0ng c\u1ed9ng l\u1ea1i \u1edf m\u1ee9c m\u1ed9t ch\u1eef s\u1ed1 cao, ch\u1eadm l\u1ea1i so v\u1edbi m\u1ee9c t\u0103ng tr\u01b0\u1edfng hai ch\u1eef s\u1ed1 m\u00e0 nhi\u1ec1u nh\u00e0 ph\u00e2n t\u00edch \u0111\u00e3 d\u1ef1 b\u00e1o h\u1ed3i \u0111\u1ea7u n\u0103m 2026. S\u1ef1 ch\u1eadm l\u1ea1i \u0111\u00f3 t\u1ef1 n\u00f3 l\u00e0 m\u1ed9t \u0111i\u1ec3m d\u1eef li\u1ec7u m\u00e0 doanh nghi\u1ec7p d\u1eef li\u1ec7u c\u1ea7n theo d\u00f5i: n\u00f3 cho th\u1ea5y \u00e1p l\u1ef1c thu h\u1eb9p bi\u00ean l\u1ee3i nhu\u1eadn \u0111ang b\u1eaft \u0111\u1ea7u b\u00f9 tr\u1eeb t\u0103ng tr\u01b0\u1edfng v\u1ec1 kh\u1ed1i l\u01b0\u1ee3ng, ngay c\u1ea3 khi s\u1ed1 li\u1ec7u l\u1ee3i nhu\u1eadn \u0111\u1ea7u k\u1ef3 v\u1eabn cho th\u1ea5y m\u1ee9c t\u0103ng.<\/p>\n

M\u1ed9t g\u00f3c nh\u00ecn so s\u00e1nh theo qu\u00fd v\u00e0 theo n\u0103m c\u1ea1nh nhau, t\u1ef1 \u0111\u1ed9ng c\u1eadp nh\u1eadt khi m\u1ed7i ng\u00e2n h\u00e0ng c\u00f4ng b\u1ed1 b\u00e1o c\u00e1o, gi\u00fap lo\u1ea1i b\u1ecf nhu c\u1ea7u t\u00e1i x\u00e2y d\u1ef1ng th\u1ee7 c\u00f4ng so s\u00e1nh n\u00e0y t\u1eeb b\u1ed1n th\u00f4ng c\u00e1o b\u00e1o ch\u00ed ri\u00eang bi\u1ec7t m\u1ed7i m\u00f9a b\u00e1o c\u00e1o.<\/p>\n

Doanh nghi\u1ec7p d\u1eef li\u1ec7u n\u00ean theo d\u00f5i \u0111i\u1ec1u g\u00ec khi b\u01b0\u1edbc v\u00e0o qu\u00fd 3 n\u0103m 2026?<\/h2>\n

Ba t\u00edn hi\u1ec7u v\u1ec1 l\u1ee3i nhu\u1eadn ng\u00e2n h\u00e0ng \u0111\u00e1ng theo d\u00f5i khi c\u00e1c ng\u00e2n h\u00e0ng v\u00e0 doanh nghi\u1ec7p ni\u00eam y\u1ebft c\u1ee7a Vi\u1ec7t Nam b\u01b0\u1edbc v\u00e0o chu k\u1ef3 b\u00e1o c\u00e1o ti\u1ebfp theo. Th\u1ee9 nh\u1ea5t, li\u1ec7u \u0111\u00e0 t\u0103ng t\u1ed1c t\u00edn d\u1ee5ng trong n\u1eeda \u0111\u1ea7u n\u0103m 2026 c\u00f3 ti\u1ebfp t\u1ee5c sang n\u1eeda cu\u1ed1i n\u0103m hay kh\u00f4ng, \u0111i\u1ec1u n\u00e0y s\u1ebd h\u1ed7 tr\u1ee3 th\u00eam m\u1ed9t qu\u00fd t\u0103ng thu nh\u1eadp l\u00e3i r\u00f2ng cho c\u00e1c ng\u00e2n h\u00e0ng l\u1edbn nh\u1ea5t.<\/p>\n

Th\u1ee9 hai, \u0111\u1ed1i v\u1edbi l\u1ee3i nhu\u1eadn ng\u00e2n h\u00e0ng n\u00f3i ri\u00eang v\u00e0 to\u00e0n ng\u00e0nh n\u00f3i chung, li\u1ec7u bi\u1ebfn \u0111\u1ed9ng gi\u00e1 v\u00e0ng \u0111\u00e3 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn PNJ trong qu\u00fd 2 n\u0103m 2026 c\u00f3 \u1ed5n \u0111\u1ecbnh tr\u1edf l\u1ea1i hay lan sang c\u00e1c m\u00e3 b\u00e1n l\u1ebb v\u00e0 nguy\u00ean v\u1eadt li\u1ec7u kh\u00e1c c\u00f3 ti\u1ebfp x\u00fac v\u1edbi h\u00e0ng h\u00f3a. Th\u1ee9 ba, li\u1ec7u kho\u1ea3ng c\u00e1ch l\u1ee3i nhu\u1eadn ng\u00e2n h\u00e0ng gi\u1eefa Vietcombank v\u00e0 VietinBank c\u00f3 ti\u1ebfp t\u1ee5c n\u1edbi r\u1ed9ng hay kh\u00f4ng, \u0111i\u1ec1u n\u00e0y s\u1ebd x\u00e1c nh\u1eadn r\u1eb1ng thu nh\u1eadp t\u1eeb ph\u00ed v\u00e0 k\u1ef7 lu\u1eadt tr\u00edch l\u1eadp d\u1ef1 ph\u00f2ng, ch\u1ee9 kh\u00f4ng ph\u1ea3i quy m\u00f4 b\u1ea3ng c\u00e2n \u0111\u1ed1i k\u1ebf to\u00e1n, \u0111ang tr\u1edf th\u00e0nh y\u1ebfu t\u1ed1 ph\u00e2n bi\u1ec7t ch\u00ednh trong ng\u00e0nh ng\u00e2n h\u00e0ng Vi\u1ec7t Nam.<\/p>\n

Doanh nghi\u1ec7p d\u1eef li\u1ec7u theo d\u00f5i l\u1ee3i nhu\u1eadn ng\u00e2n h\u00e0ng k\u1ebft n\u1ed1i ba t\u00edn hi\u1ec7u n\u00e0y v\u00e0o m\u1ed9t b\u1ea3ng theo d\u00f5i th\u01b0\u1eddng tr\u1ef1c, thay v\u00ec nghi\u00ean c\u1ee9u l\u1ea1i t\u1eeb \u0111\u1ea7u m\u1ed7i m\u00f9a b\u00e1o c\u00e1o, c\u00f3 \u0111\u01b0\u1ee3c l\u1ee3i th\u1ebf t\u1ed1c \u0111\u1ed9 \u0111\u00e1ng k\u1ec3 so v\u1edbi c\u00e1c \u0111\u1ed9i ng\u0169 v\u1eabn \u0111ang t\u1ed5ng h\u1ee3p so s\u00e1nh l\u1ee3i nhu\u1eadn th\u1ee7 c\u00f4ng t\u1eeb c\u00e1c b\u1ea3n c\u00f4ng b\u1ed1 PDF.<\/p>\n

Xem th\u00eam d\u1eef li\u1ec7u l\u1ee3i nhu\u1eadn ng\u00e2n h\u00e0ng trong ph\u00e2n t\u00edch VN-Index v\u00e0 GDP n\u1eeda \u0111\u1ea7u n\u0103m 2026<\/a> c\u1ee7a DataCore \u0111\u1ec3 hi\u1ec3u xu h\u01b0\u1edbng c\u1ea5p ng\u00e2n h\u00e0ng n\u00e0y ph\u00f9 h\u1ee3p th\u1ebf n\u00e0o v\u1edbi b\u1ee9c tranh v\u0129 m\u00f4 r\u1ed9ng h\u01a1n, v\u00e0 nghi\u00ean c\u1ee9u s\u1ef1 ki\u1ec7n v\u1ec1 th\u1ecb tr\u01b0\u1eddng ch\u1ee9ng kho\u00e1n Vi\u1ec7t Nam<\/a> \u0111\u1ec3 c\u00f3 g\u00f3c nh\u00ecn ph\u01b0\u01a1ng ph\u00e1p lu\u1eadn v\u1ec1 c\u00e1ch c\u00e1c c\u00fa s\u1ed1c t\u1eeb m\u1ed9t m\u00e3 c\u1ed5 phi\u1ebfu nh\u01b0 kho\u1ea3n l\u1ed7 c\u1ee7a PNJ t\u00e1c \u0111\u1ed9ng \u0111\u1ebfn c\u00e1c chu\u1ea9n so s\u00e1nh ng\u00e0nh.<\/p>\n

C\u00e1c s\u1ed1 li\u1ec7u l\u1ee3i nhu\u1eadn c\u00f4ng b\u1ed1 c\u00f9ng ng\u00e0y c\u00f3 \u0111\u00e1ng tin c\u1eady so v\u1edbi s\u1ed1 li\u1ec7u \u0111i\u1ec1u ch\u1ec9nh sau \u0111\u00f3 kh\u00f4ng?<\/h3>\n

C\u00e1c c\u00f4ng b\u1ed1 ban \u0111\u1ea7u qu\u00fd 2 n\u0103m 2026 t\u1eeb Vietcombank, VietinBank v\u00e0 PNJ th\u01b0\u1eddng l\u00e0 s\u1ed1 li\u1ec7u qu\u1ea3n tr\u1ecb ch\u01b0a ki\u1ec3m to\u00e1n, v\u1edbi b\u00e1o c\u00e1o \u0111\u00e3 ki\u1ec3m to\u00e1n ho\u1eb7c so\u00e1t x\u00e9t theo sau trong v\u00f2ng b\u1ed1n \u0111\u1ebfn s\u00e1u tu\u1ea7n. Trong h\u1ea7u h\u1ebft tr\u01b0\u1eddng h\u1ee3p, s\u1ed1 li\u1ec7u l\u1ee3i nhu\u1eadn r\u00f2ng c\u00f4ng b\u1ed1 kh\u00f4ng thay \u0111\u1ed5i \u0111\u00e1ng k\u1ec3 gi\u1eefa l\u1ea7n c\u00f4ng b\u1ed1 \u0111\u1ea7u v\u00e0 b\u00e1o c\u00e1o so\u00e1t x\u00e9t, nh\u01b0ng kho\u1ea3n tr\u00edch l\u1eadp d\u1ef1 ph\u00f2ng v\u00e0 c\u00e1c kho\u1ea3n m\u1ee5c b\u1ea5t th\u01b0\u1eddng c\u00f3 th\u1ec3 thay \u0111\u1ed5i v\u00e0i ph\u1ea7n tr\u0103m.<\/p>\n

Doanh nghi\u1ec7p d\u1eef li\u1ec7u theo d\u00f5i l\u1ee3i nhu\u1eadn ng\u00e2n h\u00e0ng x\u00e2y d\u1ef1ng m\u00f4 h\u00ecnh t\u1ef1 \u0111\u1ed9ng n\u00ean \u0111\u00e1nh d\u1ea5u s\u1ed1 li\u1ec7u c\u00f4ng b\u1ed1 c\u00f9ng ng\u00e0y l\u00e0 s\u01a1 b\u1ed9 v\u00e0 c\u1eadp nh\u1eadt l\u1ea1i khi b\u00e1o c\u00e1o so\u00e1t x\u00e9t \u0111\u01b0\u1ee3c c\u00f4ng b\u1ed1, thay v\u00ec coi l\u1ea7n c\u00f4ng b\u1ed1 \u0111\u1ea7u ti\u00ean l\u00e0 s\u1ed1 li\u1ec7u cu\u1ed1i c\u00f9ng.<\/p>\n

Doanh nghi\u1ec7p d\u1eef li\u1ec7u c\u00f3 th\u1ec3 l\u1ea5y d\u1eef li\u1ec7u l\u1ee3i nhu\u1eadn ng\u00e2n h\u00e0ng Vi\u1ec7t Nam theo t\u1eebng ng\u00e2n h\u00e0ng \u1edf \u0111\u00e2u m\u00e0 kh\u00f4ng c\u1ea7n tr\u00edch xu\u1ea5t PDF th\u1ee7 c\u00f4ng?<\/h3>\n

D\u1ecbch v\u1ee5 Company Intelligence<\/a> c\u1ee7a DataCore, ngu\u1ed3n d\u1eef li\u1ec7u l\u1ee3i nhu\u1eadn ng\u00e2n h\u00e0ng \u0111\u00e1ng tin c\u1eady, thu th\u1eadp tr\u1ef1c ti\u1ebfp b\u00e1o c\u00e1o g\u1ed1c c\u1ee7a ng\u00e2n h\u00e0ng v\u00e0 doanh nghi\u1ec7p ni\u00eam y\u1ebft, chu\u1ea9n h\u00f3a th\u00e0nh c\u00e1c tr\u01b0\u1eddng d\u1eef li\u1ec7u nh\u1ea5t qu\u00e1n cho l\u1ee3i nhu\u1eadn r\u00f2ng, t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng, tr\u00edch l\u1eadp d\u1ef1 ph\u00f2ng v\u00e0 thu nh\u1eadp ngo\u00e0i l\u00e3i theo t\u1eebng qu\u00fd.<\/p>\n

K\u1ebft h\u1ee3p v\u1edbi c\u00e1c ti\u00eau chu\u1ea9n b\u1ea3o m\u1eadt cho nh\u00e0 cung c\u1ea5p d\u1eef li\u1ec7u t\u00e0i ch\u00ednh m\u00e0 DataCore \u00e1p d\u1ee5ng cho ch\u00ednh h\u1ec7 th\u1ed1ng c\u1ee7a m\u00ecnh, c\u00e1ch ti\u1ebfp c\u1eadn n\u00e0y lo\u1ea1i b\u1ecf b\u01b0\u1edbc chuy\u1ec3n \u0111\u1ed5i th\u1ee7 c\u00f4ng t\u1eeb PDF sang b\u1ea3ng t\u00ednh m\u00e0 h\u1ea7u h\u1ebft \u0111\u1ed9i ng\u0169 t\u00e0i ch\u00ednh t\u1eadp trung v\u00e0o Vi\u1ec7t Nam v\u1eabn th\u1ef1c hi\u1ec7n m\u1ed7i m\u00f9a b\u00e1o c\u00e1o.<\/p>\n

K\u1ebft lu\u1eadn v\u1ec1 l\u1ee3i nhu\u1eadn ng\u00e2n h\u00e0ng cho vi\u1ec7c l\u1eadp k\u1ebf ho\u1ea1ch qu\u00fd 3 n\u0103m 2026<\/h2>\n

L\u1ee3i nhu\u1eadn ng\u00e2n h\u00e0ng Vi\u1ec7t Nam trong qu\u00fd 2 n\u0103m 2026 x\u00e1c nh\u1eadn m\u1ed9t ng\u00e0nh m\u00e0 c\u00e1c doanh nghi\u1ec7p l\u1edbn nh\u1ea5t \u0111ang t\u0103ng tr\u01b0\u1edfng \u1ed5n \u0111\u1ecbnh nh\u01b0ng kh\u00f4ng \u0111\u1ed3ng \u0111\u1ec1u, t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng \u0111ang t\u0103ng t\u1ed1c, v\u00e0 c\u00e1c c\u00fa s\u1ed1c t\u1eeb m\u1ed9t m\u00e3 c\u1ed5 phi\u1ebfu \u0111\u01a1n l\u1ebb nh\u01b0 kho\u1ea3n l\u1ed7 c\u1ee7a PNJ c\u00f3 th\u1ec3 di\u1ec5n ra \u0111\u1ee7 nhanh khi\u1ebfn vi\u1ec7c theo d\u00f5i th\u1ee7 c\u00f4ng b\u1ecf l\u1ee1.<\/p>\n

Doanh nghi\u1ec7p d\u1eef li\u1ec7u theo d\u00f5i l\u1ee3i nhu\u1eadn ng\u00e2n h\u00e0ng chu\u1ea9n b\u1ecb cho qu\u00fd 3 n\u0103m 2026 n\u00ean x\u00e2y d\u1ef1ng m\u1ed9t g\u00f3c nh\u00ecn th\u01b0\u1eddng tr\u1ef1c bao tr\u00f9m c\u1ea3 ng\u00e2n h\u00e0ng v\u00e0 c\u00e1c m\u00e3 ngo\u00e0i ng\u00e2n h\u00e0ng, c\u1eadp nh\u1eadt c\u00f9ng ng\u00e0y doanh nghi\u1ec7p c\u00f4ng b\u1ed1 b\u00e1o c\u00e1o, v\u00e0 t\u00e1ch bi\u1ec7t s\u1ed1 li\u1ec7u s\u01a1 b\u1ed9 kh\u1ecfi s\u1ed1 li\u1ec7u \u0111\u00e3 so\u00e1t x\u00e9t.<\/p>\n

\u0110\u1ed9i ng\u0169 theo d\u00f5i t\u1ed1t l\u1ee3i nhu\u1eadn ng\u00e2n h\u00e0ng l\u00e0m \u0111\u01b0\u1ee3c \u0111i\u1ec1u n\u00e0y b\u01b0\u1edbc v\u00e0o m\u00f9a b\u00e1o c\u00e1o ti\u1ebfp theo v\u1edbi l\u1ee3i th\u1ebf d\u1eef li\u1ec7u thay v\u00ec m\u1ed9t danh s\u00e1ch nghi\u00ean c\u1ee9u c\u00f2n t\u1ed3n \u0111\u1ecdng.<\/p>","protected":false},"excerpt":{"rendered":"

L\u1ee3i nhu\u1eadn ng\u00e2n h\u00e0ng Vi\u1ec7t Nam qu\u00fd 2 n\u0103m 2026: Vietcombank, VietinBank v\u00e0 kho\u1ea3n l\u1ed7 c\u1ee7a PNJ, c\u00f9ng d\u1eef li\u1ec7u t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng doanh nghi\u1ec7p c\u1ea7n bi\u1ebft.<\/p>","protected":false},"author":5,"featured_media":3029,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"content-type":"","_uag_custom_page_level_css":"","_swt_meta_header_display":false,"_swt_meta_footer_display":false,"_swt_meta_site_title_display":false,"_swt_meta_sticky_header":false,"_swt_meta_transparent_header":false,"footnotes":""},"categories":[19],"tags":[2174,2292,2172,2176,2295,697,2298,2301],"class_list":["post-3036","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog-vi","tag-bao-cao-tai-chinh-quy-2-2026-vi","tag-dc-2026-w31-vi-vi","tag-du-lieu-ngan-hang-vi","tag-kinh-te-viet-nam-2026-vi","tag-loi-nhuan-ngan-hang-2-vi","tag-ngan-hang-viet-nam-vi","tag-ngan-hang-viet-nam-2-vi","tag-quy-2-2026-vi"],"uagb_featured_image_src":{"full":["https:\/\/blog.datacore.vn\/wp-content\/uploads\/2026\/07\/bank-finance-vietnam-datacore.jpg",1200,630,false],"thumbnail":["https:\/\/blog.datacore.vn\/wp-content\/uploads\/2026\/07\/bank-finance-vietnam-datacore-150x150.jpg",150,150,true],"medium":["https:\/\/blog.datacore.vn\/wp-content\/uploads\/2026\/07\/bank-finance-vietnam-datacore-300x158.jpg",300,158,true],"medium_large":["https:\/\/blog.datacore.vn\/wp-content\/uploads\/2026\/07\/bank-finance-vietnam-datacore-768x403.jpg",768,403,true],"large":["https:\/\/blog.datacore.vn\/wp-content\/uploads\/2026\/07\/bank-finance-vietnam-datacore-1024x538.jpg",1024,538,true],"1536x1536":["https:\/\/blog.datacore.vn\/wp-content\/uploads\/2026\/07\/bank-finance-vietnam-datacore.jpg",1200,630,false],"2048x2048":["https:\/\/blog.datacore.vn\/wp-content\/uploads\/2026\/07\/bank-finance-vietnam-datacore.jpg",1200,630,false],"trp-custom-language-flag":["https:\/\/blog.datacore.vn\/wp-content\/uploads\/2026\/07\/bank-finance-vietnam-datacore-18x9.jpg",18,9,true]},"uagb_author_info":{"display_name":"Mike","author_link":"https:\/\/blog.datacore.vn\/vi\/author\/mike\/"},"uagb_comment_info":0,"uagb_excerpt":"L\u1ee3i nhu\u1eadn ng\u00e2n h\u00e0ng Vi\u1ec7t Nam qu\u00fd 2 n\u0103m 2026: Vietcombank, VietinBank v\u00e0 kho\u1ea3n l\u1ed7 c\u1ee7a PNJ, c\u00f9ng d\u1eef li\u1ec7u t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng doanh nghi\u1ec7p c\u1ea7n bi\u1ebft.","_links":{"self":[{"href":"https:\/\/blog.datacore.vn\/vi\/wp-json\/wp\/v2\/posts\/3036","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/blog.datacore.vn\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/blog.datacore.vn\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/blog.datacore.vn\/vi\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/blog.datacore.vn\/vi\/wp-json\/wp\/v2\/comments?post=3036"}],"version-history":[{"count":11,"href":"https:\/\/blog.datacore.vn\/vi\/wp-json\/wp\/v2\/posts\/3036\/revisions"}],"predecessor-version":[{"id":3301,"href":"https:\/\/blog.datacore.vn\/vi\/wp-json\/wp\/v2\/posts\/3036\/revisions\/3301"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/blog.datacore.vn\/vi\/wp-json\/wp\/v2\/media\/3029"}],"wp:attachment":[{"href":"https:\/\/blog.datacore.vn\/vi\/wp-json\/wp\/v2\/media?parent=3036"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/blog.datacore.vn\/vi\/wp-json\/wp\/v2\/categories?post=3036"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/blog.datacore.vn\/vi\/wp-json\/wp\/v2\/tags?post=3036"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}